/* vanilla base reset (no framework) */
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body { margin: 0; font-family: var(--z44cdf-font, system-ui, -apple-system, 'Segoe UI', Helvetica, Arial, sans-serif); line-height: 1.5; color: var(--z44cdf-ink, #111); background: var(--z44cdf-bg, #fff); }
h1, h2, h3, h4, h5, h6 { font-family: var(--z44cdf-font-display, var(--z44cdf-font, system-ui, sans-serif)); }
img, svg, video, canvas { max-width: 100%; height: auto; }
a { color: inherit; }
*:focus-visible { outline: 2px solid var(--z44cdf-primary, #2563eb); outline-offset: 2px; }
/* visibility shim for framework toggles */
.hidden { display: none !important; }

/* design tokens */
:root {
  --z44cdf-primary: #0B3B5A;
  --z44cdf-secondary: #1F8A70;
  --z44cdf-accent: #1F8A70;
  --z44cdf-ink: #0B3B5A;
  --z44cdf-slate: #475569;
  --z44cdf-mist: #D7DEE6;
  --z44cdf-border: #D7DEE6;
  --z44cdf-surface: #FFFFFF;
  --z44cdf-bg: #F6F7F8;
  --z44cdf-text: #0F172A;
  --z44cdf-font: 'Iowan Old Style', Palatino, Georgia, 'Times New Roman', serif;
  --z44cdf-font-display: 'Iowan Old Style', 'Palatino Linotype', Palatino, 'Book Antiqua', Georgia, serif;
}

/* state utilities */
.is-open { display: block !important; }
.is-active { display: block !important; }
[hidden] { display: none !important; }

/* framework-injected components (vanilla) */
[data-ui="cookie-banner"] { position: fixed; left: 1rem; right: 1rem; bottom: 1rem; z-index: 9999; margin: 0 auto; max-width: 56rem; border: 1px solid var(--z44cdf-border, #e5e7eb); background: var(--z44cdf-surface, #fff); border-radius: 1rem; padding: 1rem; box-shadow: 0 10px 30px rgba(0,0,0,.15); }
[data-ui="cookie-banner"] > div { display: flex; flex-wrap: wrap; gap: 1rem; align-items: flex-start; justify-content: space-between; }
[data-ui="cookie-banner"] > div > div:last-child { display: flex; flex-wrap: wrap; gap: .5rem; }
[data-ui="cookie-banner"] a { text-decoration: underline; }
[data-consent-action], [data-age-gate-action] { cursor: pointer; border-radius: .5rem; padding: .5rem .9rem; font-size: .8rem; border: 1px solid var(--z44cdf-border, #d1d5db); background: transparent; color: var(--z44cdf-ink, #111); }
[data-consent-action="accept-all"], [data-consent-action="save"], [data-age-gate-action="confirm"] { background: var(--z44cdf-primary, #2563eb); color: #fff; border-color: transparent; font-weight: 600; }
[data-consent-action="reject-all"] { background: var(--z44cdf-ink, #111); color: #fff; border-color: transparent; font-weight: 600; }
[data-consent-panel] { margin-top: 1rem; border: 1px solid var(--z44cdf-border, #e5e7eb); background: var(--z44cdf-surface, #fff); border-radius: .75rem; padding: 1rem; font-size: .875rem; }
[data-consent-panel] > div { display: flex; flex-wrap: wrap; gap: .75rem; }
[data-ui="cookie-banner"] label { display: inline-flex; align-items: center; gap: .5rem; }
[data-ui="age-gate-overlay"] { position: fixed; inset: 0; z-index: 10000; display: flex; align-items: center; justify-content: center; background: rgba(0,0,0,.8); }
[data-ui="age-gate-overlay"] > div { width: 100%; max-width: 28rem; margin: 0 1rem; background: var(--z44cdf-surface, #1a1a2e); color: var(--z44cdf-ink, #fff); border-radius: 1rem; padding: 2rem; text-align: center; box-shadow: 0 20px 60px rgba(0,0,0,.4); }
[data-ui="age-gate-overlay"] > div > div:last-of-type { display: flex; flex-direction: column; gap: .75rem; }
[data-age-gate-action] { padding: .75rem 1.5rem; }

/* sections */
/* z44cdf:header */
/* z44cdf:header */
#header.site-header{
  --header-max: 1120px;
  position: relative;
  background: var(--z44cdf-surface);
  border-bottom: 1px solid var(--z44cdf-border);
}
#header .header-inner{
  max-width: var(--header-max);
  margin: 0 auto;
  padding: 18px 18px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}
#header .brand{
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  color: var(--z44cdf-ink);
  min-width: 260px;
}
#header .brand-mark{
  width: 42px;
  height: 42px;
  border-radius: 12px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: var(--z44cdf-bg);
  border: 1px solid var(--z44cdf-border);
  color: var(--z44cdf-primary);
  font-family: var(--z44cdf-font-display);
  font-weight: 800;
  letter-spacing: -0.02em;
}
#header .brand-text{ display: flex; flex-direction: column; line-height: 1.1; }
#header .brand-name{ font-family: var(--z44cdf-font-display); font-weight: 800; font-size: 18px; letter-spacing: -0.02em; }
#header .brand-sub{ margin-top: 4px; font-size: 12.5px; color: var(--z44cdf-slate); }

#header .primary-nav{
  display: flex;
  align-items: center;
  gap: 18px;
  flex: 1;
  justify-content: center;
}
#header .nav-link{
  font-size: 14.5px;
  color: var(--z44cdf-ink);
  text-decoration: none;
  padding: 10px 8px;
  border-radius: var(--z44cdf-radius-md);
}
#header .nav-link:focus-visible{
  outline: 3px solid color-mix(in srgb, var(--z44cdf-secondary) 55%, white 45%);
  outline-offset: 2px;
}
#header .nav-link:hover{ background: color-mix(in srgb, var(--z44cdf-bg) 80%, white 20%); }

#header .header-cta{
  display: flex;
  align-items: center;
  gap: 12px;
}
#header .cta-link{
  display: flex;
  flex-direction: column;
  text-decoration: none;
  color: var(--z44cdf-ink);
  background: var(--z44cdf-bg);
  border: 1px solid var(--z44cdf-border);
  border-radius: var(--z44cdf-radius-lg);
  padding: 12px 14px;
  max-width: 260px;
}
#header .cta-label{ font-weight: 800; letter-spacing: -0.01em; font-size: 14.5px; }
#header .cta-meta{ margin-top: 4px; font-size: 12.5px; color: var(--z44cdf-slate); }
#header .cta-button{
  text-decoration: none;
  color: var(--z44cdf-ink);
  background: var(--z44cdf-surface);
  border: 1.5px solid var(--z44cdf-secondary);
  border-radius: var(--z44cdf-radius-lg);
  padding: 12px 16px;
  font-weight: 800;
  letter-spacing: -0.01em;
  font-size: 14.5px;
  white-space: nowrap;
}
#header .cta-button:focus-visible{
  outline: 3px solid color-mix(in srgb, var(--z44cdf-secondary) 55%, white 45%);
  outline-offset: 2px;
}
#header .cta-button:hover{ background: color-mix(in srgb, var(--z44cdf-bg) 70%, white 30%); }

#header .menu-toggle{
  display: none;
  align-items: center;
  justify-content: center;
  gap: 10px;
  border-radius: var(--z44cdf-radius-lg);
  padding: 10px 14px;
  border: 1.5px solid var(--z44cdf-border);
  background: var(--z44cdf-surface);
  color: var(--z44cdf-ink);
  font-weight: 800;
}
#header .menu-toggle:focus-visible{
  outline: 3px solid color-mix(in srgb, var(--z44cdf-secondary) 55%, white 45%);
  outline-offset: 2px;
}
#header .mobile-nav{
  display: none;
  max-width: var(--header-max);
  margin: 0 auto;
  padding: 0 18px 18px;
}
#header .mobile-nav-link{
  display: block;
  text-decoration: none;
  color: var(--z44cdf-ink);
  padding: 12px 14px;
  border-radius: var(--z44cdf-radius-md);
  border: 1px solid transparent;
  background: transparent;
  font-weight: 700;
}
#header .mobile-nav-link:hover{ background: color-mix(in srgb, var(--z44cdf-bg) 80%, white 20%); }
#header .mobile-nav-cta{
  display: block;
  text-align: center;
  text-decoration: none;
  color: var(--z44cdf-ink);
  background: var(--z44cdf-secondary);
  border-radius: var(--z44cdf-radius-lg);
  padding: 14px 16px;
  font-weight: 900;
  letter-spacing: -0.01em;
  margin-top: 12px;
}
#header .mobile-nav-divider{ height: 1px; background: var(--z44cdf-border); margin: 10px 0; }

#header ::selection{ background: color-mix(in srgb, var(--z44cdf-secondary) 22%, white 78%); }

@media (max-width: 980px){
  #header .primary-nav{ display: none; }
  #header .header-cta{ display: none; }
  #header .menu-toggle{ display: inline-flex; }
  #header .brand{ min-width: 0; }
  #header .mobile-nav{ display: none; }
}

@media (max-width: 520px){
  #header .header-inner{ padding: 14px 14px; }
  #header .brand-mark{ width: 40px; height: 40px; border-radius: 12px; }
  #header .brand-name{ font-size: 17px; }
  #header .brand-sub{ font-size: 12px; }
}

@media (prefers-reduced-motion: reduce){
  #header *{ scroll-behavior: auto; transition: none !important; animation: none !important; }
}

/* z44cdf:footer */
/* z44cdf:footer */
#footer.footer{--r:var(--z44cdf-border);--ink:var(--z44cdf-ink);--slate:var(--z44cdf-slate);--mist:var(--z44cdf-mist);--bg:var(--z44cdf-bg);--surface:var(--z44cdf-surface);background:var(--z44cdf-ink);color:var(--z44cdf-surface);border-top:1px solid rgba(215,222,230,.35);}
#footer.footer .footer-inner{max-width:1120px;margin:0 auto;padding:48px 20px 28px;}
#footer.footer .footer-top{display:grid;grid-template-columns:1.25fr .9fr .9fr;gap:28px;align-items:start;}
#footer.footer .footer-brand .footer-logo{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--z44cdf-surface);} 
#footer.footer .footer-logo-mark{width:12px;height:12px;border-radius:3px;background:var(--z44cdf-secondary);box-shadow:0 10px 30px rgba(31,138,112,.35);} 
#footer.footer .footer-logo-text{font-family:var(--z44cdf-font-display);font-weight:800;letter-spacing:-.02em;font-size:18px;}
#footer.footer .footer-tagline{margin:14px 0 0;max-width:44ch;color:rgba(255,255,255,.86);line-height:1.6;font-size:14px;}
#footer.footer .footer-nav-title{margin:0 0 10px;font-size:14px;letter-spacing:.02em;text-transform:none;color:rgba(255,255,255,.92);}
#footer.footer .footer-nav{background:rgba(255,255,255,.04);border:1px solid rgba(215,222,230,.18);border-radius:var(--z44cdf-radius-md,12px);padding:16px 16px 14px;}
#footer.footer .footer-nav-list{list-style:none;margin:0;padding:0;display:grid;gap:10px;}
#footer.footer .footer-nav-list.secondary{margin-top:16px;}
#footer.footer .footer-link{color:rgba(255,255,255,.9);text-decoration:underline;text-decoration-color:rgba(31,138,112,.65);text-underline-offset:3px;} 
#footer.footer .footer-link:focus-visible{outline:3px solid rgba(31,138,112,.5);outline-offset:3px;border-radius:6px;}
#footer.footer .footer-contact{padding:4px 0 0;}
#footer.footer .footer-address{margin:0;color:rgba(255,255,255,.9);font-style:normal;line-height:1.6;font-size:14px;}
#footer.footer .footer-address-line{margin-top:6px;}
#footer.footer .footer-meta{margin-top:14px;border-top:1px solid rgba(215,222,230,.18);padding-top:14px;display:grid;gap:10px;}
#footer.footer .footer-meta-row{display:flex;gap:10px;flex-wrap:wrap;align-items:baseline;}
#footer.footer .footer-meta-label{color:rgba(255,255,255,.72);font-size:13px;min-width:120px;}
#footer.footer .footer-meta-value{color:rgba(255,255,255,.92);font-size:13px;}
#footer.footer .footer-bottom{margin-top:30px;border-top:1px solid rgba(215,222,230,.22);padding-top:22px;display:grid;grid-template-columns:1.1fr .9fr;gap:22px;}
#footer.footer .footer-disclaimer-title{margin:0 0 8px;font-size:16px;letter-spacing:-.01em;}
#footer.footer .footer-disclaimer-text{margin:0 0 10px;max-width:70ch;color:rgba(255,255,255,.86);line-height:1.65;font-size:14px;}
#footer.footer .footer-legal{background:rgba(255,255,255,.03);border:1px solid rgba(215,222,230,.18);border-radius:var(--z44cdf-radius-md,12px);padding:16px;}
#footer.footer .footer-legal-text{margin:0;color:rgba(255,255,255,.88);line-height:1.65;font-size:13px;}
#footer.footer .footer-copyright{margin:12px 0 0;color:rgba(255,255,255,.78);font-size:12.5px;}
#footer.footer ::selection{background:rgba(31,138,112,.35);}
#footer.footer a{transition:color .15s ease, text-decoration-color .15s ease, background-color .15s ease;}
@media (max-width: 980px){#footer.footer .footer-top{grid-template-columns:1fr;gap:18px;}#footer.footer .footer-bottom{grid-template-columns:1fr;}}
@media (prefers-reduced-motion: reduce){#footer.footer *{scroll-behavior:auto;transition:none !important;animation:none !important;}}

/* z44cdf:hero */
/* z44cdf:hero */
#hero.hero{background:var(--z44cdf-bg);padding:48px 0 40px;color:var(--z44cdf-text);}
#hero.hero .hero-inner{max-width:1120px;margin:0 auto;padding:0 20px;display:grid;grid-template-columns:1.15fr .85fr;gap:28px;align-items:start;}
#hero.hero .hero-copy{padding:4px 0;}
#hero.hero .hero-kicker{display:inline-block;background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);color:var(--z44cdf-ink);border-radius:999px;padding:8px 12px;font-family:var(--z44cdf-font);font-size:14px;letter-spacing:.02em;}
#hero.hero .hero-title{margin:14px 0 12px;font-family:var(--z44cdf-font-display);font-size:44px;line-height:1.05;letter-spacing:-.02em;text-wrap:balance;}
#hero.hero .hero-lead{margin:0 0 18px;max-width:62ch;font-size:17px;line-height:1.7;color:var(--z44cdf-text);}
#hero.hero .hero-ctas{display:flex;gap:12px;flex-wrap:wrap;margin:18px 0 16px;}
#hero.hero .btn{display:inline-flex;align-items:center;justify-content:center;text-decoration:none;cursor:pointer;border-radius:var(--z44cdf-radius-md,12px);padding:12px 16px;font-family:var(--z44cdf-font-display);font-weight:700;letter-spacing:.01em;font-size:15px;min-height:44px;}
#hero.hero .btn-primary{background:var(--z44cdf-primary);color:var(--z44cdf-surface);border:1px solid var(--z44cdf-primary);}
#hero.hero .btn-secondary{background:var(--z44cdf-surface);color:var(--z44cdf-primary);border:1px solid var(--z44cdf-border);}
#hero.hero .btn-ghost{background:transparent;color:var(--z44cdf-primary);border:1px solid var(--z44cdf-border);}
#hero.hero .btn-primary:hover{background:#0a334f;}
#hero.hero .btn-secondary:hover{border-color:#c7d5e4;}
#hero.hero .btn-ghost:hover{background:var(--z44cdf-surface);}
#hero.hero .btn:focus-visible{outline:3px solid rgba(31,138,112,.45);outline-offset:2px;}
#hero.hero .hero-mini{display:flex;gap:14px;flex-wrap:wrap;margin-top:14px;}
#hero.hero .mini-item{background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--z44cdf-radius-lg,16px);padding:14px 14px;min-width:240px;}
#hero.hero .mini-label{font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--z44cdf-slate);margin-bottom:6px;}
#hero.hero .mini-value{font-size:15px;line-height:1.4;font-weight:650;color:var(--z44cdf-ink);}
#hero.hero .hero-aside{padding-top:8px;}
#hero.hero .hero-aside-card{background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--z44cdf-radius-lg,16px);padding:18px 16px;box-shadow:0 10px 24px rgba(11,59,90,.06);}
#hero.hero .aside-title{font-family:var(--z44cdf-font-display);font-size:18px;font-weight:800;margin:0 0 12px;color:var(--z44cdf-ink);}
#hero.hero .aside-list{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px;}
#hero.hero .aside-row{display:flex;gap:10px;align-items:flex-start;}
#hero.hero .aside-dot{width:10px;height:10px;border-radius:3px;background:var(--z44cdf-secondary);margin-top:6px;flex:0 0 auto;}
#hero.hero .aside-link{color:var(--z44cdf-ink);text-decoration:none;font-family:var(--z44cdf-font);font-size:15px;line-height:1.5;}
#hero.hero .aside-link:hover{text-decoration:underline;}
#hero.hero .aside-link:focus-visible{outline:3px solid rgba(31,138,112,.45);outline-offset:3px;border-radius:8px;}
#hero.hero .aside-actions{margin-top:14px;}
#hero.hero .hero-aside-badges{margin-top:14px;display:flex;flex-direction:column;gap:10px;}
#hero.hero .badge{background:rgba(31,138,112,.07);border:1px solid rgba(31,138,112,.25);border-radius:var(--z44cdf-radius-lg,16px);padding:12px 12px;display:flex;gap:12px;align-items:flex-start;}
#hero.hero .badge-icon{width:28px;height:28px;border-radius:9px;display:flex;align-items:center;justify-content:center;background:var(--z44cdf-secondary);color:var(--z44cdf-surface);font-weight:900;flex:0 0 auto;}
#hero.hero .badge-text{font-size:14px;line-height:1.4;color:var(--z44cdf-ink);}
#hero.hero ::selection{background:rgba(31,138,112,.22);}
@media (max-width: 900px){#hero.hero .hero-inner{grid-template-columns:1fr;gap:18px;}#hero.hero .hero-title{font-size:36px;}#hero.hero .mini-item{min-width:200px;}}
@media (prefers-reduced-motion: reduce){#hero.hero *{scroll-behavior:auto;}}

/* z44cdf:backup-basics */
/* z44cdf:backup-basics */
#backup-basics.backup-basics{background:var(--z44cdf-bg);color:var(--z44cdf-text);padding:clamp(26px,4vw,44px) 0;}
#backup-basics.backup-basics .backup-basics__container{max-width:1100px;margin:0 auto;padding:0 18px;}
#backup-basics.backup-basics .backup-basics__header{max-width:860px;margin-bottom:26px;}
#backup-basics.backup-basics .backup-basics__eyebrow{margin:0 0 10px 0;font-family:var(--z44cdf-font);letter-spacing:.08em;text-transform:uppercase;font-size:12px;color:var(--z44cdf-primary);font-weight:700;}
#backup-basics.backup-basics .backup-basics__title{margin:0 0 12px 0;font-family:var(--z44cdf-font-display);font-size:clamp(26px,3.2vw,40px);line-height:1.1;letter-spacing:-0.02em;text-wrap:balance;color:var(--z44cdf-ink);}
#backup-basics.backup-basics .backup-basics__lead{margin:0;font-family:var(--z44cdf-font);font-size:16px;line-height:1.7;color:var(--z44cdf-text);max-width:720px;}
#backup-basics.backup-basics .backup-basics__two-col{display:block;}
#backup-basics.backup-basics .backup-basics__panel{background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--radius-lg,16px);padding:18px 18px 16px 18px;margin:14px 0;box-shadow:0 10px 30px rgba(11,59,90,.06);}
#backup-basics.backup-basics .backup-basics__panel--wide{padding:20px 18px 18px 18px;}
#backup-basics.backup-basics .backup-basics__panel-title{margin:0 0 10px 0;font-family:var(--z44cdf-font-display);font-size:18px;letter-spacing:-0.01em;color:var(--z44cdf-ink);}
#backup-basics.backup-basics .backup-basics__panel-text{margin:0 0 12px 0;font-family:var(--z44cdf-font);font-size:15px;line-height:1.7;color:var(--z44cdf-text);}
#backup-basics.backup-basics .backup-basics__list{list-style:none;margin:0;padding:0;}
#backup-basics.backup-basics .backup-basics__list-item{display:flex;gap:10px;align-items:flex-start;padding:10px 0;border-top:1px solid rgba(215,222,230,.7);}
#backup-basics.backup-basics .backup-basics__list-item:first-child{border-top:0;padding-top:2px;}
#backup-basics.backup-basics .backup-basics__list-dot{width:10px;height:10px;border-radius:50%;background:var(--z44cdf-secondary);margin-top:6px;flex:0 0 auto;box-shadow:0 0 0 4px rgba(31,138,112,.14);}
#backup-basics.backup-basics .backup-basics__list-item strong{color:var(--z44cdf-ink);font-weight:800;}
#backup-basics.backup-basics .backup-basics__steps{list-style:none;margin:0;padding:0;}
#backup-basics.backup-basics .backup-basics__step{display:flex;gap:12px;padding:12px 0;border-top:1px solid rgba(215,222,230,.75);}
#backup-basics.backup-basics .backup-basics__step:first-child{border-top:0;padding-top:4px;}
#backup-basics.backup-basics .backup-basics__step-num{width:30px;height:30px;border-radius:999px;background:rgba(31,138,112,.12);border:1px solid rgba(31,138,112,.35);color:var(--z44cdf-secondary);display:flex;align-items:center;justify-content:center;font-weight:900;font-family:var(--z44cdf-font-display);flex:0 0 auto;}
#backup-basics.backup-basics .backup-basics__step-body{font-family:var(--z44cdf-font);font-size:15px;line-height:1.65;color:var(--z44cdf-text);}
#backup-basics.backup-basics .backup-basics__callouts{display:grid;grid-template-columns:1fr;gap:12px;margin-top:10px;}
#backup-basics.backup-basics .backup-basics__callout{background:var(--z44cdf-bg);border:1px solid rgba(215,222,230,.9);border-radius:var(--radius-md,12px);padding:14px;}
#backup-basics.backup-basics .backup-basics__callout-title{margin:0 0 6px 0;font-weight:900;font-family:var(--z44cdf-font-display);color:var(--z44cdf-ink);font-size:14px;}
#backup-basics.backup-basics .backup-basics__callout-text{margin:0;font-family:var(--z44cdf-font);font-size:14px;line-height:1.6;color:var(--z44cdf-text);}
#backup-basics.backup-basics .backup-basics__cta-row{display:flex;gap:12px;flex-wrap:wrap;align-items:center;margin-top:14px;}
#backup-basics.backup-basics .backup-basics__link{color:var(--z44cdf-secondary);font-weight:800;text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:3px;}
#backup-basics.backup-basics .backup-basics__link:focus-visible{outline:3px solid rgba(31,138,112,.35);outline-offset:3px;border-radius:8px;}
#backup-basics.backup-basics .backup-basics__button{display:inline-flex;align-items:center;justify-content:center;padding:12px 14px;border-radius:var(--radius-md,12px);border:1px solid rgba(11,59,90,.25);background:var(--z44cdf-primary);color:var(--z44cdf-surface);font-weight:900;text-decoration:none;font-family:var(--z44cdf-font);}
#backup-basics.backup-basics .backup-basics__button:hover{background:rgba(11,59,90,.92);}
#backup-basics.backup-basics .backup-basics__button:focus-visible{outline:3px solid rgba(31,138,112,.35);outline-offset:3px;}
#backup-basics.backup-basics .backup-basics__aside{max-width:1100px;margin:18px auto 0 auto;padding:18px;border-radius:var(--radius-lg,16px);border:1px solid rgba(215,222,230,.95);background:linear-gradient(180deg, rgba(255,255,255,1) 0%, rgba(246,247,248,.85) 100%);}
#backup-basics.backup-basics .backup-basics__aside-title{margin:0 0 12px 0;font-family:var(--z44cdf-font-display);font-size:16px;font-weight:1000;color:var(--z44cdf-ink);}
#backup-basics.backup-basics .backup-basics__dl{margin:0;}
#backup-basics.backup-basics .backup-basics__dl-row{display:block;padding:12px 0;border-top:1px solid rgba(215,222,230,.85);}
#backup-basics.backup-basics .backup-basics__dl-row:first-child{border-top:0;padding-top:0;}
#backup-basics.backup-basics .backup-basics__dt{font-weight:1000;font-family:var(--z44cdf-font-display);color:var(--z44cdf-ink);margin-bottom:6px;}
#backup-basics.backup-basics .backup-basics__dd{margin:0;font-family:var(--z44cdf-font);color:var(--z44cdf-text);line-height:1.65;font-size:14.5px;}
#backup-basics.backup-basics .backup-basics__dd{margin:0;font-family:var(--z44cdf-font);color:var(--z44cdf-text);line-height:1.65;font-size:14.5px;}
#backup-basics.backup-basics::selection{background:rgba(31,138,112,.25);}
#backup-basics.backup-basics .backup-basics__list-item::selection,#backup-basics.backup-basics .backup-basics__step-body::selection,#backup-basics.backup-basics .backup-basics__callout-text::selection{background:rgba(31,138,112,.25);}
@media (min-width: 860px){
  #backup-basics.backup-basics .backup-basics__two-col{display:grid;grid-template-columns:1fr 1fr;gap:16px;align-items:start;}
  #backup-basics.backup-basics .backup-basics__panel--wide{grid-column:1 / -1;}
}
@media (prefers-reduced-motion: reduce){
  #backup-basics.backup-basics *{scroll-behavior:auto;}
}

/* z44cdf:solar-workflow */
/* z44cdf:solar-workflow */
#solar-workflow{
  --sw-primary: var(--z44cdf-primary);
  --sw-secondary: var(--z44cdf-secondary);
  --sw-ink: var(--z44cdf-ink);
  --sw-surface: var(--z44cdf-surface);
  --sw-bg: var(--z44cdf-bg);
  --sw-border: var(--z44cdf-border);
  --sw-mist: var(--z44cdf-mist);
  color: var(--z44cdf-text);
  background: var(--z44cdf-bg);
  padding: 54px 16px;
}
#solar-workflow .solar-workflow__inner{
  max-width: 1080px;
  margin: 0 auto;
}
#solar-workflow .solar-workflow__header{
  padding: 0 4px 22px;
}
#solar-workflow .solar-workflow__kicker{
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-family: var(--z44cdf-font);
  font-size: 14px;
  letter-spacing: .02em;
  color: var(--z44cdf-secondary);
  background: rgba(31,138,112,.08);
  border: 1px solid rgba(31,138,112,.22);
  padding: 8px 12px;
  border-radius: var(--radius-sm);
}
#solar-workflow .solar-workflow__title{
  margin: 12px 0 10px;
  font-family: var(--z44cdf-font-display);
  font-size: 40px;
  line-height: 1.1;
  letter-spacing: -0.02em;
  color: var(--z44cdf-ink);
  text-wrap: balance;
}
#solar-workflow .solar-workflow__lead{
  margin: 0;
  max-width: 820px;
  font-size: 16.5px;
  line-height: 1.6;
  color: var(--z44cdf-text);
}
#solar-workflow .solar-workflow__diagram{
  background: var(--z44cdf-surface);
  border: 1px solid var(--z44cdf-border);
  border-radius: var(--radius-lg);
  padding: 22px;
}
#solar-workflow .step{
  position: relative;
  display: grid;
  grid-template-columns: 46px 1fr;
  gap: 14px;
  padding: 18px 16px;
  border-radius: var(--radius-md);
  background: linear-gradient(180deg, rgba(215,222,230,.45), rgba(255,255,255,0));
  border: 1px solid rgba(215,222,230,.7);
}
#solar-workflow .step__badge{
  width: 46px;
  height: 46px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  font-family: var(--z44cdf-font-display);
  font-size: 18px;
  font-weight: 800;
  color: #fff;
  background: var(--z44cdf-primary);
  box-shadow: 0 10px 24px rgba(11,59,90,.18);
}
#solar-workflow .step__badge--secondary{
  background: var(--z44cdf-secondary);
  box-shadow: 0 10px 24px rgba(31,138,112,.18);
}
#solar-workflow .step__content{min-width:0;}
#solar-workflow .step__title{
  margin: 2px 0 6px;
  font-family: var(--z44cdf-font-display);
  font-size: 20px;
  letter-spacing: -0.01em;
  color: var(--z44cdf-ink);
}
#solar-workflow .step__text{
  margin: 0;
  color: var(--z44cdf-text);
  font-size: 15.5px;
  line-height: 1.55;
}
#solar-workflow .step__bullets{
  margin: 10px 0 0;
  padding-left: 18px;
  color: var(--z44cdf-text);
  font-size: 14.5px;
  line-height: 1.5;
}
#solar-workflow .step__bullets li{margin: 4px 0;}
#solar-workflow .step__callout{
  margin-top: 12px;
  padding: 12px 12px;
  border: 1px solid rgba(31,138,112,.28);
  background: rgba(31,138,112,.08);
  border-radius: var(--radius-md);
  font-size: 14.5px;
  line-height: 1.45;
  color: var(--z44cdf-text);
}
#solar-workflow .arrow{
  height: 18px;
  margin: 12px 10px;
  position: relative;
}
#solar-workflow .arrow:before{
  content:"";
  position:absolute;
  left: 0;
  right: 0;
  top: 50%;
  height: 2px;
  background: rgba(31,138,112,.55);
  transform: translateY(-50%);
}
#solar-workflow .arrow:after{
  content:"";
  position:absolute;
  right: 8px;
  top: 50%;
  width: 10px;
  height: 10px;
  border-right: 2px solid rgba(31,138,112,.75);
  border-top: 2px solid rgba(31,138,112,.75);
  transform: translateY(-50%) rotate(45deg);
}
#solar-workflow .solar-workflow__legend{
  margin-top: 18px;
  padding: 14px 14px;
  border-top: 1px dashed rgba(71,85,105,.35);
}
#solar-workflow .solar-workflow__legend-text{
  margin: 0 0 10px;
  color: var(--z44cdf-text);
  line-height: 1.55;
  font-size: 14.8px;
}
#solar-workflow .solar-workflow__link{
  display: inline-flex;
  align-items: center;
  gap: 10px;
  color: var(--z44cdf-secondary);
  text-decoration: none;
  font-weight: 700;
  border-bottom: 1px solid rgba(31,138,112,.35);
  padding-bottom: 2px;
}
#solar-workflow .solar-workflow__link:focus-visible{
  outline: 3px solid rgba(31,138,112,.28);
  outline-offset: 3px;
  border-bottom-color: rgba(31,138,112,.75);
}
#solar-workflow .solar-workflow__cards{
  display: grid;
  grid-template-columns: 1.1fr .9fr;
  gap: 14px;
  margin-top: 14px;
}
#solar-workflow .info-card{
  border: 1px solid var(--z44cdf-border);
  background: var(--z44cdf-surface);
  border-radius: var(--radius-lg);
  padding: 18px 18px;
}
#solar-workflow .info-card--primary{
  border-color: rgba(31,138,112,.3);
  background: linear-gradient(180deg, rgba(31,138,112,.1), rgba(255,255,255,0));
}
#solar-workflow .info-card__title{
  margin: 0 0 10px;
  font-family: var(--z44cdf-font-display);
  color: var(--z44cdf-ink);
  font-size: 18px;
  letter-spacing: -0.01em;
}
#solar-workflow .info-card__list{
  margin: 0;
  padding-left: 18px;
  color: var(--z44cdf-text);
  line-height: 1.65;
  font-size: 14.8px;
}
#solar-workflow .info-card__grid{display:grid; gap: 10px;}
#solar-workflow .mini-row{
  border: 1px solid rgba(215,222,230,.9);
  background: rgba(246,247,248,.55);
  border-radius: var(--radius-md);
  padding: 12px 12px;
}
#solar-workflow .mini-row__label{
  font-size: 12.5px;
  letter-spacing: .06em;
  text-transform: uppercase;
  color: rgba(11,59,90,.75);
  font-weight: 800;
  margin-bottom: 6px;
}
#solar-workflow .mini-row__value{
  color: var(--z44cdf-text);
  font-size: 14.5px;
  line-height: 1.4;
}
#solar-workflow .solar-workflow__cta{
  display:flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  margin-top: 18px;
  padding: 18px 18px;
  border-radius: var(--radius-lg);
  border: 1px solid var(--z44cdf-border);
  background: var(--z44cdf-surface);
}
#solar-workflow .solar-workflow__cta-copy{min-width:0;}
#solar-workflow .solar-workflow__cta-title{
  margin: 0 0 8px;
  font-family: var(--z44cdf-font-display);
  color: var(--z44cdf-ink);
  font-size: 20px;
  letter-spacing: -0.01em;
}
#solar-workflow .solar-workflow__cta-text{
  margin: 0;
  color: var(--z44cdf-text);
  line-height: 1.6;
  font-size: 14.8px;
  max-width: 640px;
}
#solar-workflow .button{
  appearance: none;
  border-radius: var(--radius-md);
  border: 1px solid transparent;
  padding: 12px 14px;
  font-weight: 800;
  letter-spacing: .01em;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  font-size: 15px;
  line-height: 1.1;
  cursor: pointer;
  user-select: none;
}
#solar-workflow .button--primary{
  color: #fff;
  background: var(--z44cdf-primary);
  border-color: rgba(11,59,90,.2);
  box-shadow: 0 16px 30px rgba(11,59,90,.18);
}
#solar-workflow .button--primary:hover{background: #0a334f;}
#solar-workflow .button--primary:active{transform: translateY(1px);}
#solar-workflow .button--primary:focus-visible{
  outline: 3px solid rgba(31,138,112,.35);
  outline-offset: 3px;
}
#solar-workflow ::selection{background: rgba(31,138,112,.22);}
@media (max-width: 900px){
  #solar-workflow{padding-top: 44px;}
  #solar-workflow .solar-workflow__title{font-size: 34px;}
  #solar-workflow .solar-workflow__cards{grid-template-columns: 1fr;}
  #solar-workflow .solar-workflow__cta{flex-direction: column; align-items:flex-start;}
}
@media (prefers-reduced-motion: reduce){
  #solar-workflow *{scroll-behavior: auto; transition: none !important;}
  #solar-workflow .button--primary:active{transform:none;}
}
/* z44cdf:alert-workflow */
/* z44cdf:alert-workflow */
#alert-workflow{--aw-primary:var(--z44cdf-primary);--aw-secondary:var(--z44cdf-secondary);--aw-ink:var(--z44cdf-ink);--aw-text:var(--z44cdf-text);--aw-bg:var(--z44cdf-bg);--aw-surface:var(--z44cdf-surface);--aw-mist:var(--z44cdf-mist);--aw-border:var(--z44cdf-border);--aw-radius:var(--z44cdf-font);}
#alert-workflow{font-family:var(--z44cdf-font);background:var(--z44cdf-bg);color:var(--z44cdf-text);padding:44px 0;}
#alert-workflow *{box-sizing:border-box;}
#alert-workflow .aw-inner{max-width:1080px;margin:0 auto;padding:0 20px;}
#alert-workflow .aw-header{max-width:780px;margin-bottom:22px;}
#alert-workflow .aw-kicker{margin:0 0 10px;font-size:13px;letter-spacing:.08em;text-transform:uppercase;color:var(--z44cdf-secondary);font-weight:700;}
#alert-workflow .aw-title{margin:0 0 10px;font-family:var(--z44cdf-font-display);font-size:34px;line-height:1.1;letter-spacing:-0.02em;color:var(--z44cdf-ink);text-wrap:balance;}
#alert-workflow .aw-subtitle{margin:0;font-size:16px;line-height:1.6;color:var(--z44cdf-text);max-width:64ch;}
#alert-workflow .aw-flow{display:grid;grid-template-columns:1fr;gap:14px;align-items:start;}
#alert-workflow .aw-step{background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--z44cdf-radius, 16px);padding:16px 16px 14px;}
#alert-workflow .aw-step-index{width:40px;height:40px;border-radius:999px;background:rgba(31,138,112,.10);border:1px solid rgba(31,138,112,.35);display:flex;align-items:center;justify-content:center;color:var(--z44cdf-secondary);font-weight:800;font-family:var(--z44cdf-font-display);}
#alert-workflow .aw-step-title{margin:10px 0 6px;font-size:18px;line-height:1.25;color:var(--z44cdf-ink);}
#alert-workflow .aw-step-text{margin:0;font-size:14.5px;line-height:1.65;color:var(--z44cdf-text);}
#alert-workflow .aw-step-note{margin:10px 0 0;font-size:13px;line-height:1.55;color:var(--z44cdf-slate);}
#alert-workflow .aw-note-secondary{color:var(--z44cdf-slate);}
#alert-workflow .aw-resilience{background:rgba(11,59,90,.04);border:1px solid var(--z44cdf-border);border-radius:16px;padding:18px 16px;grid-column:1 / -1;}
#alert-workflow .aw-resilience-title{margin:0 0 10px;font-size:18px;line-height:1.25;color:var(--z44cdf-ink);}
#alert-workflow .aw-resilience-list{margin:0;padding:0;list-style:none;display:grid;gap:10px;}
#alert-workflow .aw-resilience-item{display:flex;gap:10px;align-items:flex-start;font-size:14.5px;line-height:1.55;color:var(--z44cdf-text);}
#alert-workflow .aw-bullet{margin-top:8px;width:9px;height:9px;border-radius:3px;background:var(--z44cdf-secondary);flex:0 0 auto;}
#alert-workflow .aw-resilience-copy{margin:12px 0 0;font-size:14.5px;line-height:1.65;color:var(--z44cdf-text);max-width:70ch;}
#alert-workflow .aw-cta-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:16px;}
#alert-workflow .aw-cta{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:11px 14px;border-radius:12px;text-decoration:none;font-weight:800;font-size:14.5px;letter-spacing:.01em;}
#alert-workflow .aw-cta-primary{background:var(--z44cdf-primary);color:var(--z44cdf-surface);border:1px solid var(--z44cdf-primary);}
#alert-workflow .aw-cta-ghost{background:transparent;color:var(--z44cdf-ink);border:1px solid var(--z44cdf-border);}
#alert-workflow .aw-cta-primary:hover{background:#0A334F;}
#alert-workflow .aw-cta-ghost:hover{border-color:var(--z44cdf-secondary);color:var(--z44cdf-primary);}
#alert-workflow .aw-cta:focus-visible{outline:3px solid rgba(31,138,112,.55);outline-offset:2px;}
#alert-workflow ::selection{background:rgba(31,138,112,.22);}
@media (min-width:900px){
  #alert-workflow{padding:60px 0;}
  #alert-workflow .aw-flow{grid-template-columns:repeat(12,1fr);gap:16px;}
  #alert-workflow .aw-step:nth-child(1){grid-column:1 / span 5;}
  #alert-workflow .aw-step:nth-child(2){grid-column:6 / span 4;}
  #alert-workflow .aw-step:nth-child(3){grid-column:10 / span 3;}
  #alert-workflow .aw-resilience{grid-column:1 / -1;padding:18px 18px;}
}
@media (prefers-reduced-motion:reduce){
  #alert-workflow .aw-cta{transition:none;}
}

/* z44cdf:blog-teasers */
/* z44cdf:blog-teasers */
#blog-teasers{--radius-sm:var(--z44cdf-radius-sm,8px);--radius-md:var(--z44cdf-radius-md,12px);--radius-lg:var(--z44cdf-radius-lg,16px);background:var(--z44cdf-bg);color:var(--z44cdf-text);padding:48px 0;}
#blog-teasers .container{max-width:1100px;margin:0 auto;padding:0 18px;}
#blog-teasers .section-head{max-width:720px;margin-bottom:22px;}
#blog-teasers .eyebrow{margin:0 0 10px;font:600 13px/1.2 var(--z44cdf-font);letter-spacing:.08em;text-transform:uppercase;color:var(--z44cdf-secondary);} 
#blog-teasers .title{margin:0;font:700 40px/1.12 var(--z44cdf-font-display);letter-spacing:-.02em;text-wrap:balance;color:var(--z44cdf-ink);} 
#blog-teasers .lead{margin:14px 0 0;font:400 16px/1.7 var(--z44cdf-font);color:var(--z44cdf-text);} 
#blog-teasers .teaser-grid{display:grid;grid-template-columns:repeat(12,1fr);gap:16px;}
#blog-teasers .teaser-card{grid-column:span 6;align-self:stretch;background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--z44cdf-radius-lg,16px);padding:18px 18px 16px;box-shadow:0 10px 30px rgba(11,59,90,.06);} 
#blog-teasers .teaser-card-wide{grid-column:span 12;display:grid;grid-template-columns:1fr;}
#blog-teasers .teaser-meta{display:flex;align-items:center;gap:10px;margin-bottom:10px;}
#blog-teasers .tag{display:inline-flex;align-items:center;gap:8px;font:600 13px/1 var(--z44cdf-font);color:var(--z44cdf-secondary);} 
#blog-teasers .dot{width:5px;height:5px;border-radius:50%;background:var(--z44cdf-secondary);opacity:.9;}
#blog-teasers .readtime{font:600 13px/1 var(--z44cdf-font);color:var(--z44cdf-slate);} 
#blog-teasers .teaser-title{margin:0 0 10px;font:700 20px/1.25 var(--z44cdf-font-display);letter-spacing:-.01em;color:var(--z44cdf-ink);text-wrap:balance;}
#blog-teasers .teaser-excerpt{margin:0 0 14px;font:400 15px/1.7 var(--z44cdf-font);color:var(--z44cdf-text);} 
#blog-teasers .teaser-actions{display:flex;gap:10px;flex-wrap:wrap;align-items:center;}
#blog-teasers .btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:12px 14px;border-radius:12px;text-decoration:none;font:700 14px/1 var(--z44cdf-font);border:1px solid transparent;min-height:44px;}
#blog-teasers .btn-primary{background:var(--z44cdf-primary);border-color:var(--z44cdf-primary);color:var(--z44cdf-surface);} 
#blog-teasers .btn-ghost{background:transparent;border-color:var(--z44cdf-border);color:var(--z44cdf-ink);} 
#blog-teasers .btn:hover{transform:none;}
#blog-teasers .btn:focus-visible{outline:3px solid rgba(31,138,112,.35);outline-offset:2px;}
#blog-teasers .btn-primary:hover{background:#0a354f;}
#blog-teasers .btn-ghost:hover{border-color:rgba(31,138,112,.65);color:var(--z44cdf-secondary);} 
#blog-teasers .cta-strip{margin-top:18px;background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--z44cdf-radius-lg,16px);padding:18px;display:flex;align-items:center;justify-content:space-between;gap:16px;}
#blog-teasers .cta-title{margin:0;font:800 22px/1.2 var(--z44cdf-font-display);letter-spacing:-.01em;color:var(--z44cdf-ink);} 
#blog-teasers .cta-text{margin:8px 0 0;font:400 15px/1.7 var(--z44cdf-font);color:var(--z44cdf-text);} 
#blog-teasers .cta-buttons{display:flex;gap:10px;flex-wrap:wrap;justify-content:flex-end;}
#blog-teasers .fineprint{margin:12px 2px 0;font:400 12.5px/1.6 var(--z44cdf-font);color:var(--z44cdf-slate);} 
#blog-teasers ::selection{background:rgba(31,138,112,.22);}
@media (max-width: 860px){
  #blog-teasers .title{font-size:32px;}
  #blog-teasers .teaser-card{grid-column:span 12;}
  #blog-teasers .cta-strip{flex-direction:column;align-items:flex-start;}
  #blog-teasers .cta-buttons{width:100%;justify-content:flex-start;}
}
@media (prefers-reduced-motion: reduce){
  #blog-teasers .btn{transition:none;}
}

/* z44cdf:contacts */
/* z44cdf:contacts */
#contacts{--radius-sm:var(--z44cdf-radius-sm,8px);--radius-md:var(--z44cdf-radius-md,12px);--radius-lg:var(--z44cdf-radius-lg,16px);background:var(--z44cdf-bg);color:var(--z44cdf-text);padding:64px 20px 44px;font-family:var(--z44cdf-font-display,'Iowan Old Style',Palatino,Georgia,'Times New Roman',serif);} 
#contacts .contacts-wrap{max-width:1080px;margin:0 auto;} 
#contacts .contacts-header{margin-bottom:26px;} 
#contacts .contacts-title{font-size:clamp(26px,3.2vw,40px);line-height:1.05;letter-spacing:-0.02em;margin:0 0 10px;font-weight:700;text-wrap:balance;} 
#contacts .contacts-subtitle{margin:0;max-width:70ch;font-size:16px;line-height:1.6;color:var(--z44cdf-text);} 
#contacts .contacts-grid{display:grid;grid-template-columns:1.05fr 1fr;gap:22px;align-items:start;} 
#contacts .contacts-side{background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--z44cdf-radius-md,12px);padding:22px;} 
#contacts .info-block{padding:2px 0 18px;} 
#contacts .info-title{margin:0 0 10px;font-size:18px;font-weight:700;color:var(--z44cdf-ink);} 
#contacts .info-row{display:grid;grid-template-columns:110px 1fr;gap:10px;padding:10px 0;border-top:1px solid rgba(215,222,230,.75);} 
#contacts .info-row:first-of-type{border-top:none;padding-top:0;} 
#contacts .info-label{font-size:13px;color:var(--z44cdf-slate);font-weight:600;} 
#contacts .info-value{font-size:14px;color:var(--z44cdf-text);} 
#contacts .info-link{color:var(--z44cdf-primary);text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:3px;} 
#contacts .info-link:focus-visible{outline:3px solid rgba(31,138,112,.35);outline-offset:3px;border-radius:6px;} 
#contacts .info-meta{padding-top:12px;} 
#contacts .info-note{margin:0;font-size:13.5px;line-height:1.55;color:var(--z44cdf-text);} 
#contacts .quick-links{display:flex;flex-direction:column;gap:10px;padding-top:10px;} 
#contacts .ghost-link{display:inline-flex;align-items:center;justify-content:flex-start;gap:10px;padding:12px 12px;border:1px solid var(--z44cdf-border);border-radius:var(--z44cdf-radius-sm,8px);background:var(--z44cdf-surface);color:var(--z44cdf-primary);text-decoration:none;font-weight:700;} 
#contacts .ghost-link:hover{border-color:rgba(31,138,112,.55);} 
#contacts .ghost-link:focus-visible{outline:3px solid rgba(31,138,112,.35);outline-offset:3px;} 
#contacts .contact-assurance{margin-top:16px;padding:14px 12px;border-radius:var(--z44cdf-radius-sm,8px);border:1px solid rgba(31,138,112,.22);background:rgba(31,138,112,.06);} 
#contacts .assurance-text{margin:0 0 8px;font-size:13.5px;line-height:1.55;color:var(--z44cdf-ink);} 
#contacts .legal-link{color:var(--z44cdf-primary);font-weight:800;text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:3px;} 
#contacts .form-card{background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--z44cdf-radius-md,12px);padding:22px;} 
#contacts .contact-form{display:flex;flex-direction:column;gap:14px;} 
#contacts .form-row{display:grid;grid-template-columns:1fr 1fr;gap:14px;} 
#contacts .field{display:flex;flex-direction:column;gap:8px;} 
#contacts .field-label{font-size:13px;color:var(--z44cdf-slate);font-weight:700;} 
#contacts input[type="text"],#contacts input[type="email"],#contacts select,#contacts textarea{width:100%;border:1px solid var(--z44cdf-border);border-radius:var(--z44cdf-radius-sm,8px);padding:12px 12px;background:var(--z44cdf-surface);color:var(--z44cdf-text);font:inherit;font-size:14.5px;line-height:1.4;box-sizing:border-box;} 
#contacts textarea{resize:vertical;min-height:140px;max-height:260px;} 
#contacts input:focus,#contacts select:focus,#contacts textarea:focus{outline:none;border-color:rgba(31,138,112,.8);box-shadow:0 0 0 4px rgba(31,138,112,.12);} 
#contacts input::placeholder,#contacts textarea::placeholder{color:rgba(15,23,42,.55);} 
#contacts .form-actions{display:flex;align-items:flex-start;gap:14px;margin-top:4px;} 
#contacts .primary-btn{appearance:none;border:none;border-radius:var(--z44cdf-radius-md,12px);padding:13px 16px;background:var(--z44cdf-primary);color:var(--z44cdf-surface);font-weight:900;letter-spacing:0.01em;cursor:pointer;min-width:220px;box-shadow:0 10px 22px rgba(11,59,90,.18);} 
#contacts .primary-btn:hover{background:#09405f;} 
#contacts .primary-btn:active{transform:translateY(1px);} 
#contacts .primary-btn:focus-visible{outline:3px solid rgba(31,138,112,.35);outline-offset:3px;} 
#contacts .primary-btn:disabled{opacity:.7;cursor:not-allowed;} 
#contacts .form-footnote{margin:10px 0 0;font-size:12.8px;line-height:1.5;color:var(--z44cdf-slate);max-width:46ch;} 
#contacts .contacts-footer{margin-top:18px;padding:0 6px;} 
#contacts .footer-copy{margin:0;font-size:13px;color:var(--z44cdf-slate);line-height:1.5;} 
#contacts .footer-copy a{color:var(--z44cdf-primary);font-weight:800;text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:3px;} 
#contacts ::selection{background:rgba(31,138,112,.25);color:var(--z44cdf-ink);} 
@media (max-width: 880px){#contacts{padding:48px 16px 34px;}#contacts .contacts-grid{grid-template-columns:1fr;gap:16px;}#contacts .form-row{grid-template-columns:1fr;}#contacts .form-actions{flex-direction:column;align-items:stretch;}#contacts .primary-btn{min-width:0;width:100%;}} 
@media (prefers-reduced-motion: reduce){#contacts *{scroll-behavior:auto;transition:none!important;animation:none!important;}}
/* z44cdf:blog-list */
/* z44cdf:blog-list */
#blog-list{--radius-sm:var(--z44cdf-radius-sm,8px);--radius-md:var(--z44cdf-radius-md,12px);--radius-lg:var(--z44cdf-radius-lg,16px);background:var(--z44cdf-bg);color:var(--z44cdf-text);padding:48px 0;}
#blog-list .blog-list__container{width:min(1100px,calc(100% - 40px));margin:0 auto;}
#blog-list .blog-list__header{margin-bottom:22px;}
#blog-list .blog-list__kicker{display:inline-block;font-family:var(--z44cdf-font);letter-spacing:.06em;text-transform:uppercase;font-size:12px;color:var(--z44cdf-secondary);margin:0 0 10px 0;}
#blog-list .blog-list__title{font-family:var(--z44cdf-font);font-size:38px;line-height:1.08;margin:0;color:var(--z44cdf-ink);letter-spacing:-.02em;text-wrap:balance;}
#blog-list .blog-list__subtitle{margin:12px 0 0 0;max-width:70ch;font-size:16px;line-height:1.6;color:var(--z44cdf-text);}
#blog-list .blog-list__grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;align-items:stretch;margin-top:18px;}
#blog-list .blog-card{background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--z44cdf-radius-md,12px);box-shadow:0 10px 26px rgba(11,59,90,.05);padding:16px;display:flex;flex-direction:column;min-height:220px;}
#blog-list .blog-card__link{display:flex;flex-direction:column;gap:10px;text-decoration:none;color:inherit;flex:1;}
#blog-list .blog-card__link:focus-visible{outline:3px solid rgba(31,138,112,.35);outline-offset:4px;border-radius:10px;}
#blog-list .blog-card__meta{display:flex;justify-content:space-between;gap:12px;align-items:center;margin-bottom:2px;}
#blog-list .blog-card__tag{font-size:12px;font-family:var(--z44cdf-font);color:var(--z44cdf-secondary);background:rgba(31,138,112,.10);border:1px solid rgba(31,138,112,.25);padding:6px 10px;border-radius:999px;}
#blog-list .blog-card__time{font-variant-numeric:tabular-nums;font-size:12px;color:var(--z44cdf-slate);white-space:nowrap;}
#blog-list .blog-card__title{margin:0;font-family:var(--z44cdf-font);font-size:18px;line-height:1.25;letter-spacing:-.01em;color:var(--z44cdf-ink);}
#blog-list .blog-card__excerpt{margin:0;color:var(--z44cdf-text);font-size:14px;line-height:1.55;}
#blog-list .blog-card__bottom{padding-top:12px;}
#blog-list .blog-card__cta{display:inline-flex;align-items:center;gap:8px;color:var(--z44cdf-ink);font-weight:700;text-decoration:none;border-radius:var(--z44cdf-radius-sm,8px);padding:10px 12px;border:1px solid var(--z44cdf-border);background:var(--z44cdf-surface);}
#blog-list .blog-card__cta:hover{border-color:rgba(31,138,112,.55);background:rgba(31,138,112,.08);} 
#blog-list .blog-card__cta:active{transform:translateY(1px);} 
#blog-list .blog-card__cta:focus-visible{outline:3px solid rgba(31,138,112,.35);outline-offset:3px;}
#blog-list .blog-list__footer{margin-top:22px;display:flex;align-items:center;justify-content:space-between;gap:16px;padding:18px 18px;border-radius:var(--z44cdf-radius-lg,16px);border:1px solid var(--z44cdf-border);background:rgba(255,255,255,.65);} 
#blog-list .blog-list__note{margin:0;max-width:65ch;font-size:14px;line-height:1.6;color:var(--z44cdf-text);} 
#blog-list .blog-list__button{display:inline-flex;align-items:center;justify-content:center;padding:12px 16px;border-radius:var(--z44cdf-radius-md,12px);border:1px solid var(--z44cdf-border);background:var(--z44cdf-ink);color:var(--z44cdf-surface);text-decoration:none;font-weight:800;letter-spacing:.01em;white-space:nowrap;}
#blog-list .blog-list__button:hover{background:rgba(11,59,90,.92);} 
#blog-list .blog-list__button:focus-visible{outline:3px solid rgba(31,138,112,.35);outline-offset:4px;} 
#blog-list ::selection{background:rgba(31,138,112,.25);}
#blog-list .blog-list__grid{counter-reset:blog;}
#blog-list .blog-list__grid .blog-card{transition:box-shadow .2s ease, border-color .2s ease;}
#blog-list .blog-list__grid .blog-card:hover{box-shadow:0 16px 40px rgba(11,59,90,.09);border-color:rgba(31,138,112,.35);} 
@media (max-width: 980px){#blog-list .blog-list__grid{grid-template-columns:repeat(2,minmax(0,1fr));}#blog-list .blog-list__title{font-size:32px;}#blog-list .blog-list__footer{flex-direction:column;align-items:flex-start;}}
@media (max-width: 620px){#blog-list{padding:34px 0;}#blog-list .blog-list__container{width:calc(100% - 28px);}#blog-list .blog-list__grid{grid-template-columns:1fr;}#blog-list .blog-list__title{font-size:28px;}#blog-list .blog-card{min-height:auto;}} 
@media (prefers-reduced-motion: reduce){#blog-list *{scroll-behavior:auto;transition:none!important;}}

/* z44cdf:blog-hero */
/* z44cdf:blog-hero */
#blog-hero.blog-hero{--radius-sm:var(--z44cdf-radius-sm,8px);--radius-md:var(--z44cdf-radius-md,12px);--radius-lg:var(--z44cdf-radius-lg,16px);background:var(--z44cdf-bg);color:var(--z44cdf-text);padding:48px 0 44px;}
#blog-hero.blog-hero ::selection{background:rgba(31,138,112,.25);}
#blog-hero .blog-hero__inner{max-width:1120px;margin:0 auto;padding:0 20px;display:flex;gap:28px;align-items:flex-start;}
#blog-hero .blog-hero__copy{flex:1 1 620px;min-width:0;}
#blog-hero .blog-hero__aside{flex:0 0 360px;}
#blog-hero .blog-hero__kicker{display:inline-block;letter-spacing:.08em;text-transform:uppercase;font:600 12px/1.2 var(--z44cdf-font);color:var(--z44cdf-secondary);margin:0 0 14px;}
#blog-hero .blog-hero__title{font:700 44px/1.05 var(--z44cdf-font-display, var(--z44cdf-font));letter-spacing:-.02em;margin:0 0 14px;text-wrap:balance;color:var(--z44cdf-ink);} 
#blog-hero .blog-hero__lede{margin:0 0 20px;font:400 16px/1.65 var(--z44cdf-font);color:var(--z44cdf-text);max-width:62ch;}
#blog-hero .blog-hero__cta-row{display:flex;gap:12px;flex-wrap:wrap;margin:0 0 18px;}
#blog-hero .blog-hero__button{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:12px 14px;border-radius:var(--radius-md);text-decoration:none;font:700 14px/1 var(--z44cdf-font);border:1px solid transparent;white-space:nowrap;}
#blog-hero .blog-hero__button--primary{background:var(--z44cdf-primary);color:var(--z44cdf-surface);border-color:var(--z44cdf-primary);} 
#blog-hero .blog-hero__button--ghost{background:var(--z44cdf-surface);color:var(--z44cdf-primary);border-color:var(--z44cdf-border);} 
#blog-hero .blog-hero__button:focus-visible{outline:3px solid rgba(31,138,112,.35);outline-offset:3px;}
#blog-hero .blog-hero__button:hover{filter:brightness(0.98);} 
#blog-hero .blog-hero__button:active{transform:translateY(1px);} 
#blog-hero .blog-hero__highlights{list-style:none;padding:0;margin:18px 0 0;}
#blog-hero .blog-hero__highlight{display:flex;gap:10px;align-items:flex-start;padding:10px 0;border-top:1px solid rgba(215,222,230,.8);font:400 14px/1.55 var(--z44cdf-font);color:var(--z44cdf-text);} 
#blog-hero .blog-hero__highlights li:first-child{border-top:none;padding-top:0;}
#blog-hero .blog-hero__dot{width:10px;height:10px;border-radius:50%;margin-top:5px;background:var(--z44cdf-secondary);box-shadow:0 0 0 4px rgba(31,138,112,.15);} 

#blog-hero .aside-card{background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--radius-lg);padding:18px 16px;box-shadow:0 12px 28px rgba(11,59,90,.06);} 
#blog-hero .aside-card__title{margin:0 0 12px;font:800 18px/1.2 var(--z44cdf-font-display,var(--z44cdf-font));color:var(--z44cdf-ink);} 
#blog-hero .aside-card__steps{margin:0;padding:0;list-style:none;display:flex;flex-direction:column;gap:12px;} 
#blog-hero .aside-card__step{display:flex;gap:12px;align-items:flex-start;} 
#blog-hero .aside-card__num{flex:0 0 auto;width:28px;height:28px;border-radius:10px;background:rgba(31,138,112,.12);color:var(--z44cdf-secondary);border:1px solid rgba(31,138,112,.25);display:flex;align-items:center;justify-content:center;font:800 13px/1 var(--z44cdf-font);}
#blog-hero .aside-card__step-title{margin:0;font:800 14px/1.3 var(--z44cdf-font);color:var(--z44cdf-ink);} 
#blog-hero .aside-card__step-text{margin:4px 0 0;font:400 13px/1.5 var(--z44cdf-font);color:var(--z44cdf-text);} 
#blog-hero .aside-card__link{display:inline-block;margin-top:10px;color:var(--z44cdf-secondary);text-decoration:none;font:800 14px/1.4 var(--z44cdf-font);} 
#blog-hero .aside-card__link:focus-visible{outline:3px solid rgba(31,138,112,.35);outline-offset:4px;border-radius:10px;}
#blog-hero .aside-card__link:hover{text-decoration:underline;} 

#blog-hero .blog-hero__aside-note{margin-top:14px;padding:14px 14px;border-radius:var(--radius-md);background:rgba(215,222,230,.35);border:1px solid rgba(215,222,230,.9);} 
#blog-hero .blog-hero__aside-note p{margin:0;font:400 13px/1.6 var(--z44cdf-font);color:var(--z44cdf-text);} 

@media (max-width: 980px){#blog-hero .blog-hero__inner{flex-direction:column;gap:18px;}#blog-hero .blog-hero__aside{flex:1 1 auto;width:100%;}}
@media (max-width: 520px){#blog-hero{padding:38px 0 34px;}#blog-hero .blog-hero__title{font-size:34px;}#blog-hero .blog-hero__lede{font-size:15px;}#blog-hero .blog-hero__cta-row{gap:10px;}#blog-hero .blog-hero__button{width:100%;}}
@media (prefers-reduced-motion: reduce){#blog-hero .blog-hero__button{transition:none;}}

/* z44cdf:blog-list */
#blog-list{--radius-sm:8px;--radius-md:12px;--radius-lg:16px;--pad:24px;position:relative;box-sizing:border-box}#blog-list *{box-sizing:border-box}#blog-list{background:var(--z44cdf-bg);color:var(--z44cdf-text);padding:48px 0}#blog-list ::selection{background:rgba(31,138,112,.22);color:var(--z44cdf-ink)}#blog-list .blog-list__wrap{max-width:1100px;margin:0 auto;padding:0 20px}#blog-list .blog-list__header{margin-bottom:22px}#blog-list .blog-list__title{font-family:var(--z44cdf-font-display);font-weight:700;letter-spacing:-.02em;line-height:1.15;margin:0 0 10px 0;font-size:clamp(28px,3.2vw,40px);text-wrap:balance}#blog-list .blog-list__subtitle{margin:0;max-width:64ch;font-size:16px;line-height:1.7;color:var(--z44cdf-text)}#blog-list .blog-list__grid{display:grid;grid-template-columns:1fr;gap:14px;margin-top:22px}#blog-list .blog-list__item{background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--radius-lg);overflow:hidden}#blog-list .blog-list__link{display:block;padding:18px 18px 16px 18px;color:inherit;text-decoration:none}#blog-list .blog-list__link:focus-visible{outline:3px solid rgba(31,138,112,.35);outline-offset:3px;border-radius:10px}#blog-list .blog-list__meta{display:flex;flex-wrap:wrap;gap:10px;align-items:center;margin-bottom:10px}#blog-list .blog-list__tag{display:inline-flex;align-items:center;padding:6px 10px;border-radius:999px;background:rgba(31,138,112,.10);border:1px solid rgba(31,138,112,.26);color:var(--z44cdf-ink);font-weight:700;font-size:12px;letter-spacing:.01em}#blog-list .blog-list__date{font-size:13px;color:var(--z44cdf-slate);font-variant-numeric:tabular-nums}#blog-list .blog-list__headline{margin:0 0 8px 0;font-family:var(--z44cdf-font);font-size:18px;line-height:1.35;font-weight:700;text-wrap:balance}#blog-list .blog-list__excerpt{margin:0 0 14px 0;color:var(--z44cdf-text);opacity:1;line-height:1.65;font-size:14.5px;max-width:70ch}#blog-list .blog-list__cta-row{display:flex;align-items:center;gap:10px}#blog-list .blog-list__cta{color:var(--z44cdf-ink);font-weight:700}#blog-list .blog-list__arrow{color:var(--z44cdf-secondary);font-weight:800;margin-left:auto}#blog-list .blog-list__item:hover{border-color:rgba(31,138,112,.45)}#blog-list .blog-list__item:hover .blog-list__arrow{transform:translateX(1px)}#blog-list .blog-list__pagination{display:flex;gap:10px;align-items:center;justify-content:flex-start;margin-top:26px}#blog-list .blog-list__page-link{display:inline-flex;align-items:center;justify-content:center;min-width:40px;height:40px;padding:0 12px;border-radius:999px;border:1px solid var(--z44cdf-border);text-decoration:none;color:var(--z44cdf-ink);background:var(--z44cdf-surface);font-weight:700}#blog-list .blog-list__page-link[aria-current="page"]{border-color:rgba(31,138,112,.55);background:rgba(31,138,112,.10)}#blog-list .blog-list__page-link:focus-visible{outline:3px solid rgba(31,138,112,.35);outline-offset:3px}#blog-list .blog-list__note{margin-top:18px}#blog-list .blog-list__note-text{margin:0;background:rgba(11,59,90,.05);border:1px solid rgba(11,59,90,.12);border-radius:var(--radius-md);padding:14px 16px;line-height:1.6;color:var(--z44cdf-text);font-size:14.5px}#blog-list .blog-list__link{transition:transform .18s ease,border-color .18s ease}#blog-list .blog-list__item{transition:border-color .18s ease}#blog-list .blog-list__item:hover .blog-list__link{transform:none}#blog-list .blog-list__arrow{transition:transform .18s ease} @media (min-width:860px){#blog-list{padding:62px 0}#blog-list .blog-list__grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}#blog-list .blog-list__link{padding:20px 20px 18px 20px}#blog-list .blog-list__headline{font-size:19px}} @media (prefers-reduced-motion:reduce){#blog-list .blog-list__item,#blog-list .blog-list__arrow,#blog-list .blog-list__link{transition:none}}
/* z44cdf:article-hero */
/* z44cdf:article-hero */
#article-hero{--radius-sm:var(--z44cdf-radius-sm,8px);--radius-md:var(--z44cdf-radius-md,12px);--radius-lg:var(--z44cdf-radius-lg,16px);position:relative;background:var(--z44cdf-bg);color:var(--z44cdf-text);padding:56px 0 40px;}
#article-hero ::selection{background:rgba(31,138,112,.22);}
.article-hero__inner{max-width:1120px;margin:0 auto;padding:0 20px;display:flex;gap:28px;align-items:flex-start;}
.article-hero__header{flex:1;min-width:0;}
.article-hero__kicker{display:flex;align-items:center;gap:10px;flex-wrap:wrap;margin-bottom:14px;font-family:var(--z44cdf-font);font-size:14px;letter-spacing:.02em;color:var(--z44cdf-ink);}
.article-hero__kicker-dot{width:10px;height:10px;border-radius:999px;background:var(--z44cdf-secondary);box-shadow:0 10px 22px rgba(31,138,112,.18);}
.article-hero__kicker-sep{color:var(--z44cdf-slate);}
.article-hero__title{font-family:var(--z44cdf-font-display,var(--z44cdf-font));font-size:44px;line-height:1.06;margin:0 0 16px;letter-spacing:-.02em;color:var(--z44cdf-ink);text-wrap:balance;font-weight:800;}
.article-hero__lede{margin:0 0 22px;max-width:64ch;font-family:var(--z44cdf-font);font-size:18px;line-height:1.65;color:var(--z44cdf-text);}
.article-hero__meta{margin:18px 0 20px;}
.meta-list{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;list-style:none;margin:0;padding:0;}
.meta-item{border:1px solid rgba(215,222,230,.9);background:var(--z44cdf-surface);border-radius:var(--z44cdf-radius-md,12px);padding:14px 14px;}
.meta-item dt{font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--z44cdf-slate);margin:0 0 6px;font-family:var(--z44cdf-font);}
.meta-item dd{margin:0;font-size:15px;color:var(--z44cdf-ink);font-family:var(--z44cdf-font);font-weight:650;}
.article-hero__actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:8px;}
.btn{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;padding:12px 16px;font-family:var(--z44cdf-font);font-size:15px;text-decoration:none;user-select:none;white-space:nowrap;}
.btn:focus-visible{outline:3px solid rgba(31,138,112,.35);outline-offset:2px;}
.btn--primary{background:var(--z44cdf-primary);color:#fff;border:1px solid var(--z44cdf-primary);}
.btn--primary:hover{background:#0A344F;}
.btn--outline{background:transparent;color:var(--z44cdf-ink);border:1px solid var(--z44cdf-border);}
.btn--outline:hover{background:rgba(215,222,230,.45);}
.article-hero__aside{width:380px;flex:0 0 auto;}
.side-panel{background:var(--z44cdf-surface);border:1px solid rgba(215,222,230,.95);border-radius:var(--z44cdf-radius-lg,16px);padding:18px;box-shadow:0 18px 38px rgba(11,59,90,.06);}
.side-panel__title{margin:4px 0 12px;font-family:var(--z44cdf-font-display,var(--z44cdf-font));font-size:18px;letter-spacing:-.01em;color:var(--z44cdf-ink);}
.side-panel__list{margin:0;padding:0;list-style:none;display:flex;flex-direction:column;gap:12px;}
.side-panel__li{display:flex;gap:12px;align-items:flex-start;}
.side-panel__num{width:28px;height:28px;border-radius:10px;display:inline-flex;align-items:center;justify-content:center;background:rgba(31,138,112,.12);border:1px solid rgba(31,138,112,.25);color:var(--z44cdf-secondary);font-weight:800;font-family:var(--z44cdf-font);flex:0 0 auto;}
.side-panel__li span:last-child{font-family:var(--z44cdf-font);font-size:14.5px;line-height:1.45;color:var(--z44cdf-text);}
.side-panel__note{margin:14px 0 0;font-family:var(--z44cdf-font);font-size:13.5px;line-height:1.55;color:var(--z44cdf-slate);}
@media (max-width: 980px){.article-hero__inner{flex-direction:column;gap:18px;}.article-hero__aside{width:100%;}.meta-list{grid-template-columns:1fr;}}
@media (max-width: 520px){#article-hero{padding:38px 0 26px;}.article-hero__title{font-size:34px;}.article-hero__lede{font-size:16px;}}
@media (prefers-reduced-motion: reduce){.btn{transition:none;}}

/* z44cdf:article-content */
#article-content{background:var(--z44cdf-bg);padding:28px 16px 46px;font-family:var(--z44cdf-font);color:var(--z44cdf-text);}#article-content .content-wrap{max-width:980px;margin:0 auto;}#article-content *{box-sizing:border-box;}#article-content .article-intro{padding:18px 10px 22px;}#article-content .kicker{display:inline-block;font-size:13px;letter-spacing:.06em;text-transform:uppercase;color:var(--z44cdf-secondary);margin:0 0 10px;font-weight:700;}#article-content .headline{font-size:34px;line-height:1.12;margin:0 0 14px;letter-spacing:-.02em;color:var(--z44cdf-ink);text-wrap:balance;}#article-content .lede{margin:0;max-width:70ch;font-size:16px;line-height:1.7;color:color-mix(in srgb,var(--z44cdf-text) 92%, white 8%);}#article-content .toc-card{background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--radius-lg,16px);padding:16px 16px 14px;margin:8px 10px 18px;box-shadow:0 10px 30px color-mix(in srgb, var(--z44cdf-primary) 10%, transparent 90%);}#article-content .toc-title{margin:0 0 10px;font-size:16px;letter-spacing:-.01em;color:var(--z44cdf-ink);}#article-content .toc-list{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:10px;}#article-content .toc-link{display:inline-flex;align-items:center;color:var(--z44cdf-primary);text-decoration:none;font-weight:700;font-size:14.5px;padding:10px 10px;border-radius:10px;border:1px solid transparent;}#article-content .toc-link:hover{background:color-mix(in srgb,var(--z44cdf-secondary) 10%, transparent);border-color:color-mix(in srgb,var(--z44cdf-secondary) 30%, transparent);}#article-content .toc-link:focus-visible{outline:3px solid color-mix(in srgb,var(--z44cdf-secondary) 55%, white 45%);outline-offset:2px;}#article-content .article-body{padding:6px 10px 0;}#article-content .content-section{margin:0 0 18px;padding:18px;border-radius:var(--radius-lg,16px);background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);}#article-content .content-section:nth-of-type(even){background:color-mix(in srgb, var(--z44cdf-surface) 92%, var(--z44cdf-mist) 8%);}#article-content .section-title{margin:0 0 10px;font-size:20px;line-height:1.3;color:var(--z44cdf-ink);letter-spacing:-.01em;text-wrap:balance;}#article-content p{margin:0 0 12px;font-size:15.5px;line-height:1.75;color:color-mix(in srgb,var(--z44cdf-text) 92%, white 8%);}#article-content .checklist{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px;}#article-content .check-item{display:flex;gap:10px;align-items:flex-start;padding:10px 10px;border-radius:12px;border:1px solid color-mix(in srgb,var(--z44cdf-border) 55%, transparent);background:color-mix(in srgb,var(--z44cdf-surface) 92%, transparent);}#article-content .check-marker{flex:0 0 auto;width:24px;height:24px;border-radius:8px;display:inline-flex;align-items:center;justify-content:center;background:color-mix(in srgb,var(--z44cdf-secondary) 14%, transparent);color:var(--z44cdf-secondary);font-weight:900;font-size:14px;margin-top:2px;}#article-content .check-item strong{display:block;color:var(--z44cdf-ink);margin-bottom:2px;}#article-content .callout{margin:10px 0 0;padding:12px 12px;border-radius:14px;background:color-mix(in srgb,var(--z44cdf-secondary) 10%, var(--z44cdf-surface));border:1px solid color-mix(in srgb,var(--z44cdf-secondary) 25%, var(--z44cdf-border));color:var(--z44cdf-ink);}#article-content .closing{margin-top:4px;background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--radius-lg,16px);padding:18px;}#article-content .cta-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:14px;}#article-content .primary-button,#article-content .secondary-button{display:inline-flex;align-items:center;justify-content:center;text-decoration:none;font-weight:900;border-radius:12px;padding:12px 14px;font-size:14.5px;min-width:190px;transition:background .15s ease,border-color .15s ease,color .15s ease;}#article-content .primary-button{background:var(--z44cdf-primary);color:var(--z44cdf-surface);border:1px solid color-mix(in srgb,var(--z44cdf-primary) 80%, var(--z44cdf-primary));}#article-content .primary-button:hover{background:color-mix(in srgb,var(--z44cdf-primary) 88%, white 12%);}#article-content .primary-button:focus-visible{outline:3px solid color-mix(in srgb,var(--z44cdf-secondary) 55%, white 45%);outline-offset:2px;}#article-content .secondary-button{background:var(--z44cdf-surface);color:var(--z44cdf-primary);border:1px solid color-mix(in srgb,var(--z44cdf-primary) 30%, var(--z44cdf-border));}#article-content .secondary-button:hover{background:color-mix(in srgb,var(--z44cdf-secondary) 10%, var(--z44cdf-surface));border-color:color-mix(in srgb,var(--z44cdf-secondary) 35%, var(--z44cdf-border));}#article-content .secondary-button:focus-visible{outline:3px solid color-mix(in srgb,var(--z44cdf-secondary) 55%, white 45%);outline-offset:2px;}#article-content .fineprint{margin-top:12px;color:color-mix(in srgb,var(--z44cdf-slate) 80%, var(--z44cdf-text) 20%);font-size:13.5px;line-height:1.6;}#article-content .related{margin:18px 10px 0;padding:18px;border-radius:var(--radius-lg,16px);background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);}#article-content .related-title{margin-bottom:12px;}#article-content .related-list{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:10px;}#article-content .related-link{display:block;text-decoration:none;color:var(--z44cdf-primary);font-weight:800;line-height:1.4;padding:10px 10px;border-radius:12px;border:1px solid transparent;background:transparent;}#article-content .related-link:hover{background:color-mix(in srgb,var(--z44cdf-secondary) 10%, transparent);border-color:color-mix(in srgb,var(--z44cdf-secondary) 30%, transparent);}#article-content .related-link:focus-visible{outline:3px solid color-mix(in srgb,var(--z44cdf-secondary) 55%, white 45%);outline-offset:2px;}#article-content ::selection{background:color-mix(in srgb,var(--z44cdf-secondary) 35%, white 65%);color:var(--z44cdf-ink);} @media (max-width:720px){#article-content{padding:22px 12px 40px;}#article-content .headline{font-size:28px;}#article-content .content-section{padding:16px;}#article-content .article-intro{padding:14px 6px 18px;}#article-content .toc-card{margin:6px 6px 14px;padding:14px;}#article-content .article-body{padding:4px 6px 0;}#article-content .related{margin:14px 6px 0;padding:16px;}#article-content .primary-button,#article-content .secondary-button{min-width:0;flex:1;}} @media (prefers-reduced-motion:reduce){#article-content *{scroll-behavior:auto;transition:none!important;}}
/* z44cdf:related-articles */
/* z44cdf:related-articles */
#related-articles{--ra-max:980px;--ra-pad:22px;--ra-gap:14px;--ra-muted:color-mix(in srgb,var(--z44cdf-slate) 24%,var(--z44cdf-text));padding:48px 0;background:var(--z44cdf-bg);} 
#related-articles .related-articles__inner{max-width:var(--ra-max);margin:0 auto;padding:0 var(--ra-pad);} 
#related-articles .related-articles__header{margin-bottom:20px;} 
#related-articles .related-articles__title{font-family:var(--z44cdf-font-display);color:var(--z44cdf-ink);font-size:34px;line-height:1.15;letter-spacing:-0.02em;margin:0 0 10px;text-wrap:balance;} 
#related-articles .related-articles__subtitle{margin:0;color:var(--z44cdf-text);opacity:0.9;max-width:68ch;font-size:16px;line-height:1.6;} 
#related-articles .related-articles__list{list-style:none;margin:18px 0 0;padding:0;display:flex;flex-direction:column;gap:10px;} 
#related-articles .related-articles__item{border:1px solid var(--z44cdf-border);background:var(--z44cdf-surface);border-radius:var(--z44cdf-radius-md,12px);box-shadow:0 1px 0 color-mix(in srgb,var(--z44cdf-slate) 18%, transparent);} 
#related-articles .related-articles__link{display:flex;gap:12px;align-items:flex-start;padding:14px 14px;text-decoration:none;color:var(--z44cdf-ink);} 
#related-articles .related-articles__link-text{font-size:16px;line-height:1.45;flex:1;} 
#related-articles .related-articles__dot{width:12px;height:12px;margin-top:6px;border-radius:50%;background:var(--z44cdf-secondary);box-shadow:0 0 0 4px color-mix(in srgb,var(--z44cdf-secondary) 18%, transparent);} 
#related-articles .related-articles__item:focus-within{outline:3px solid color-mix(in srgb,var(--z44cdf-secondary) 35%, transparent);outline-offset:2px;} 
#related-articles .related-articles__link:hover{background:color-mix(in srgb,var(--z44cdf-secondary) 8%, var(--z44cdf-surface));} 
#related-articles .related-articles__link:focus-visible{outline:3px solid color-mix(in srgb,var(--z44cdf-secondary) 45%, transparent);outline-offset:2px;background:color-mix(in srgb,var(--z44cdf-secondary) 8%, var(--z44cdf-surface));} 
#related-articles .related-articles__cta{margin-top:18px;display:flex;justify-content:flex-start;} 
#related-articles .related-articles__cta-link{display:inline-flex;align-items:center;gap:10px;padding:10px 14px;border:1px solid var(--z44cdf-border);border-radius:var(--z44cdf-radius-md,12px);text-decoration:none;color:var(--z44cdf-ink);background:var(--z44cdf-surface);} 
#related-articles .related-articles__cta-link::after{content:"→";font-weight:700;} 
#related-articles .related-articles__cta-link:hover{background:color-mix(in srgb,var(--z44cdf-secondary) 8%, var(--z44cdf-surface));border-color:color-mix(in srgb,var(--z44cdf-secondary) 35%, var(--z44cdf-border));} 
#related-articles .related-articles__cta-link:focus-visible{outline:3px solid color-mix(in srgb,var(--z44cdf-secondary) 45%, transparent);outline-offset:2px;} 
@media (min-width:860px){#related-articles .related-articles__inner{padding:0 28px;}#related-articles .related-articles__title{font-size:40px;}#related-articles .related-articles__list{gap:12px;}#related-articles .related-articles__link{padding:16px 16px;}} 
@media (prefers-reduced-motion:reduce){#related-articles .related-articles__link,#related-articles .related-articles__cta-link{transition:none!important;}}
/* z44cdf:article-hero */
/* z44cdf:article-hero */
#article-hero{--radius-sm:var(--z44cdf-radius-sm,8px);--radius-md:var(--z44cdf-radius-md,12px);--radius-lg:var(--z44cdf-radius-lg,16px);background:var(--z44cdf-bg);color:var(--z44cdf-text);padding:28px 0 10px;}
#article-hero .article-hero__inner{max-width:1120px;margin:0 auto;padding:0 18px;display:grid;grid-template-columns: 1.3fr 0.9fr;gap:18px;align-items:start;}
#article-hero .article-hero__header{background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--z44cdf-radius-lg,16px);padding:22px 20px 18px;box-shadow:0 10px 26px rgba(11,59,90,.08);}
#article-hero .article-hero__kicker{display:flex;flex-wrap:wrap;gap:10px;align-items:center;margin-bottom:12px;}
#article-hero .article-hero__pill{display:inline-flex;align-items:center;gap:8px;background:color-mix(in srgb,var(--z44cdf-secondary) 12%, var(--z44cdf-surface));border:1px solid color-mix(in srgb,var(--z44cdf-secondary) 35%, var(--z44cdf-border));color:var(--z44cdf-ink);padding:7px 12px;border-radius:999px;font:700 13px/1.1 var(--z44cdf-font);}
#article-hero .article-hero__meta{font:400 13px/1.5 var(--z44cdf-font);color:color-mix(in srgb,var(--z44cdf-slate) 90%, var(--z44cdf-text));}
#article-hero .article-hero__title{margin:0 0 10px;font:800 clamp(26px,3.1vw,40px)/1.08 var(--z44cdf-font-display, var(--z44cdf-font));letter-spacing:-.02em;text-wrap:balance;}
#article-hero .article-hero__sub{margin-bottom:14px;}
#article-hero .article-hero__lead{margin:0;font:400 16px/1.65 var(--z44cdf-font);color:color-mix(in srgb,var(--z44cdf-text) 86%, var(--z44cdf-slate));max-width:56ch;}
#article-hero .article-hero__meta-row{display:flex;flex-wrap:wrap;gap:12px;margin:14px 0 6px;padding-top:10px;border-top:1px solid var(--z44cdf-border);}
#article-hero .article-hero__meta-item{min-width:190px;flex:1;background:color-mix(in srgb,var(--z44cdf-bg) 70%, var(--z44cdf-surface));border:1px solid var(--z44cdf-border);border-radius:var(--z44cdf-radius-md,12px);padding:10px 12px;}
#article-hero .article-hero__meta-label{display:block;font:700 12px/1.2 var(--z44cdf-font);color:color-mix(in srgb,var(--z44cdf-slate) 85%, var(--z44cdf-text));text-transform:none;}
#article-hero .article-hero__meta-value{display:block;margin-top:4px;font:800 14px/1.3 var(--z44cdf-font);color:var(--z44cdf-ink);}
#article-hero .article-hero__toc{display:flex;flex-wrap:wrap;gap:10px;margin-top:16px;}
#article-hero .article-hero__toc-link{display:inline-flex;align-items:center;gap:8px;padding:10px 12px;border-radius:var(--z44cdf-radius-md,12px);background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);color:var(--z44cdf-ink);text-decoration:none;font:800 13px/1.1 var(--z44cdf-font);}
#article-hero .article-hero__toc-link:focus-visible{outline:3px solid color-mix(in srgb,var(--z44cdf-secondary) 45%, white);outline-offset:2px;}
#article-hero .article-hero__aside{padding-top:2px;}
#article-hero .article-hero__summary-card{background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--z44cdf-radius-lg,16px);padding:18px 16px;}
#article-hero .article-hero__summary-title{margin:0 0 12px;font:900 16px/1.3 var(--z44cdf-font);letter-spacing:-.01em;color:var(--z44cdf-ink);}
#article-hero .article-hero__summary-list{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:11px;}
#article-hero .article-hero__summary-list li{display:flex;gap:10px;align-items:flex-start;}
#article-hero .article-hero__bullet{width:10px;height:10px;border-radius:50%;margin-top:6px;background:var(--z44cdf-secondary);box-shadow:0 8px 18px rgba(31,138,112,.25);border:1px solid color-mix(in srgb,var(--z44cdf-secondary) 50%, var(--z44cdf-border));}
#article-hero .article-hero__summary-list span:last-child{font:400 14px/1.6 var(--z44cdf-font);color:color-mix(in srgb,var(--z44cdf-text) 88%, var(--z44cdf-slate));}
#article-hero .article-hero__cta-row{margin-top:14px;}
#article-hero .article-hero__button{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:12px 14px;border-radius:var(--z44cdf-radius-md,12px);background:var(--z44cdf-primary);border:1px solid color-mix(in srgb,var(--z44cdf-primary) 65%, var(--z44cdf-border));color:var(--z44cdf-surface);text-decoration:none;font:900 14px/1.1 var(--z44cdf-font);min-width:180px;}
#article-hero .article-hero__button:focus-visible{outline:3px solid color-mix(in srgb,var(--z44cdf-secondary) 45%, white);outline-offset:2px;}
#article-hero .article-hero__button:hover{background:color-mix(in srgb,var(--z44cdf-primary) 90%, var(--z44cdf-secondary));}
#article-hero ::selection{background:color-mix(in srgb,var(--z44cdf-secondary) 28%, white);color:var(--z44cdf-ink);}
@media (max-width: 920px){
  #article-hero .article-hero__inner{grid-template-columns:1fr;}
  #article-hero .article-hero__meta-item{min-width:160px;}
}
@media (prefers-reduced-motion: reduce){
  #article-hero *{scroll-behavior:auto;transition:none !important;animation:none !important;}
}

/* z44cdf:article-content */
/* z44cdf:article-content */
#article-content{--pad:clamp(18px,3vw,28px);background:var(--z44cdf-bg);color:var(--z44cdf-text);padding:clamp(22px,4vw,44px) 0}
#article-content .article-container{max-width:920px;margin:0 auto;padding:0 var(--pad)}
#article-content .article-kicker{display:inline-block;font:600 12px/1.2 var(--z44cdf-font);letter-spacing:.12em;text-transform:uppercase;color:var(--z44cdf-secondary);border:1px solid var(--z44cdf-border);background:var(--z44cdf-surface);padding:10px 12px;border-radius:var(--z44cdf-radius-md,12px)}
#article-content .article-title{margin:14px 0 10px;font:800 clamp(26px,3.4vw,40px)/1.08 var(--z44cdf-font-display);letter-spacing:-.02em;color:var(--z44cdf-ink);text-wrap:balance}
#article-content .article-lede p{font:400 clamp(15px,1.6vw,18px)/1.75 var(--z44cdf-font);margin:0 0 18px;color:var(--z44cdf-text)}
#article-content .article-meta{background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--z44cdf-radius-lg,16px);padding:14px 16px;margin:10px 0 22px}
#article-content .article-meta p{margin:0;font:400 14px/1.6 var(--z44cdf-font);color:var(--z44cdf-text)}
#article-content .article-block{background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--z44cdf-radius-lg,16px);padding:20px 18px;margin:0 0 14px}
#article-content .article-block h3{margin:0 0 10px;font:800 18px/1.25 var(--z44cdf-font);letter-spacing:-.01em;color:var(--z44cdf-ink)}
#article-content .article-block p{margin:0 0 12px;font:400 15px/1.75 var(--z44cdf-font);color:var(--z44cdf-text)}
#article-content .article-block ul{margin:0 0 14px 18px;padding:0}
#article-content .article-block li{margin:8px 0;font:400 15px/1.6 var(--z44cdf-font);color:var(--z44cdf-text)}
#article-content .article-block ol{margin:0 0 14px 18px;padding:0}
#article-content .article-block ol li{margin:8px 0;font:400 15px/1.6 var(--z44cdf-font);color:var(--z44cdf-text)}
#article-content .callout{border-left:4px solid var(--z44cdf-secondary);background:color-mix(in srgb,var(--z44cdf-secondary) 10%, var(--z44cdf-surface));padding:14px 14px;border-radius:var(--z44cdf-radius-md,12px);margin:12px 0 14px}
#article-content .callout h4{margin:0 0 8px;font:800 16px/1.25 var(--z44cdf-font);color:var(--z44cdf-ink)}
#article-content .callout ol{margin:0;padding-left:18px}
#article-content .callout ol li{margin:8px 0;font:400 14px/1.6 var(--z44cdf-font);color:var(--z44cdf-text)}
#article-content .article-footnote{margin:18px 0 16px;padding:10px 0 0;color:var(--z44cdf-text)}
#article-content .article-footnote p{margin:0;font:400 14px/1.7 var(--z44cdf-font);color:var(--z44cdf-text)}
#article-content .article-divider{height:1px;background:var(--z44cdf-border);margin:22px 0}
#article-content .article-related{background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--z44cdf-radius-lg,16px);padding:18px;margin:0}
#article-content .related-title{margin:0 0 10px;font:800 16px/1.25 var(--z44cdf-font);color:var(--z44cdf-ink)}
#article-content .related-list{list-style:none;margin:0;padding:0}
#article-content .related-list li{margin:10px 0}
#article-content .related-list a{color:var(--z44cdf-ink);text-decoration:none;border-bottom:1px solid color-mix(in srgb,var(--z44cdf-border) 55%, transparent);padding-bottom:2px}
#article-content .related-list a:hover{border-bottom-color:var(--z44cdf-secondary)}
#article-content a:focus-visible{outline:3px solid color-mix(in srgb,var(--z44cdf-secondary) 55%, transparent);outline-offset:3px;border-bottom-color:var(--z44cdf-secondary)}
#article-content ::selection{background:color-mix(in srgb,var(--z44cdf-secondary) 25%, transparent);color:var(--z44cdf-ink)}
@media (max-width:720px){#article-content{padding:18px 0}#article-content .article-block{padding:18px 14px}#article-content .article-container{padding:0 16px}#article-content .article-kicker{padding:9px 11px}}
@media (prefers-reduced-motion:reduce){#article-content *{scroll-behavior:auto}}

/* z44cdf:related-articles */
/* z44cdf:related-articles */
#related-articles.related-articles{background:var(--z44cdf-bg);color:var(--z44cdf-text);padding:48px 0;}
#related-articles .related-articles__inner{max-width:1100px;margin:0 auto;padding:0 20px;}
#related-articles .related-articles__header{margin-bottom:22px;}
#related-articles .related-articles__kicker{font-family:var(--z44cdf-font);font-size:13px;letter-spacing:.12em;text-transform:uppercase;color:var(--z44cdf-primary);margin:0 0 10px;}
#related-articles .related-articles__title{font-family:var(--z44cdf-font-display, var(--z44cdf-font));font-size:34px;line-height:1.1;letter-spacing:-.02em;margin:0 0 12px;text-wrap:balance;}
#related-articles .related-articles__lede{max-width:760px;margin:0;color:var(--z44cdf-text);font-size:16px;line-height:1.65;}
#related-articles .related-articles__list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;}
#related-articles .related-article{background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--z44cdf-radius-lg, 16px);padding:16px 16px 14px;box-shadow:0 10px 22px rgba(11,59,90,.06);}
#related-articles .related-article__link{display:block;text-decoration:none;color:inherit;outline:none;}
#related-articles .related-article__meta{display:inline-block;font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--z44cdf-secondary);margin-bottom:10px;}
#related-articles .related-article__headline{font-family:var(--z44cdf-font-display, var(--z44cdf-font));font-size:18px;line-height:1.35;margin:0;letter-spacing:-.01em;}
#related-articles .related-article__link:focus-visible{box-shadow:0 0 0 3px rgba(31,138,112,.25);border-radius:12px;}
#related-articles .related-articles__cta{display:flex;align-items:center;gap:12px;margin-top:22px;flex-wrap:wrap;}
#related-articles .related-articles__button{display:inline-flex;align-items:center;justify-content:center;padding:12px 16px;border-radius:var(--z44cdf-radius-md, 12px);background:var(--z44cdf-primary);color:var(--z44cdf-surface);text-decoration:none;border:1px solid var(--z44cdf-primary);font-weight:700;letter-spacing:.01em;}
#related-articles .related-articles__button--ghost{background:var(--z44cdf-surface);color:var(--z44cdf-primary);border-color:var(--z44cdf-border);}
#related-articles .related-articles__button:focus-visible{outline:none;box-shadow:0 0 0 3px rgba(11,59,90,.22);}
@media (max-width:860px){#related-articles .related-articles__title{font-size:28px;}#related-articles .related-articles__list{grid-template-columns:1fr;}#related-articles .related-articles__cta{margin-top:18px;}}
@media (prefers-reduced-motion:reduce){#related-articles *{scroll-behavior:auto;transition:none !important;animation:none !important;}}
#related-articles ::selection{background:rgba(31,138,112,.25);}

/* z44cdf:article-hero */
/* z44cdf:article-hero */
#article-hero{background:var(--z44cdf-bg);color:var(--z44cdf-text);padding:48px 0 28px;}
#article-hero .article-hero__wrap{max-width:1040px;margin:0 auto;padding:0 20px;}
#article-hero .article-hero__eyebrow{display:inline-block;font-family:var(--z44cdf-font);font-size:13px;letter-spacing:.14em;text-transform:uppercase;color:var(--z44cdf-primary);background:rgba(11,59,90,.08);border:1px solid rgba(11,59,90,.18);padding:8px 12px;border-radius:999px;}
#article-hero .article-hero__title{margin:18px 0 14px;font-family:var(--z44cdf-font-display);font-size:44px;line-height:1.06;letter-spacing:-.02em;text-wrap:balance;font-weight:800;color:var(--z44cdf-ink);}
#article-hero .article-hero__meta{display:flex;flex-wrap:wrap;align-items:center;gap:12px;margin:14px 0 14px;padding:14px 16px;background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--z44cdf-lg);box-shadow:0 10px 26px rgba(11,59,90,.06);}
#article-hero .meta-item{display:flex;flex-direction:column;gap:4px;min-width:220px;}
#article-hero .meta-item__label{font-size:12px;color:var(--z44cdf-slate);letter-spacing:.02em;}
#article-hero .meta-item__value{font-size:14px;color:var(--z44cdf-text);font-weight:650;}
#article-hero .meta-item--divider{flex:0 0 1px;width:1px;height:34px;background:rgba(71,85,105,.35);}
#article-hero .article-hero__lead{margin:8px 0 22px;max-width:820px;font-size:16px;line-height:1.7;color:var(--z44cdf-text);}
#article-hero .article-hero__actions{display:flex;flex-wrap:wrap;gap:12px;margin:18px 0 22px;}
#article-hero .btn{display:inline-flex;align-items:center;justify-content:center;text-decoration:none;font-weight:750;letter-spacing:.01em;border-radius:12px;padding:12px 16px;min-height:44px;transition:background-color .15s ease,border-color .15s ease,box-shadow .15s ease,color .15s ease;}
#article-hero .btn--primary{background:var(--z44cdf-primary);color:var(--z44cdf-surface);border:1px solid rgba(11,59,90,.25);box-shadow:0 12px 28px rgba(11,59,90,.16);}
#article-hero .btn--primary:hover{background:#0a354f;}
#article-hero .btn--outline{background:var(--z44cdf-surface);color:var(--z44cdf-primary);border:1px solid rgba(31,138,112,.55);}
#article-hero .btn--outline:hover{background:rgba(31,138,112,.08);border-color:rgba(31,138,112,.8);}
#article-hero .btn:focus-visible{outline:3px solid rgba(31,138,112,.35);outline-offset:2px;}
#article-hero .article-hero__facts{margin:18px 0 0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;}
#article-hero .fact{background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--z44cdf-md);padding:14px 14px;}
#article-hero .fact__term{font-size:12px;color:var(--z44cdf-slate);margin-bottom:6px;}
#article-hero .fact__value{margin:0;font-size:14px;line-height:1.5;color:var(--z44cdf-text);font-weight:650;}
#article-hero ::selection{background:rgba(31,138,112,.25);}
@media (max-width:860px){
  #article-hero{padding:36px 0 22px;}
  #article-hero .article-hero__title{font-size:36px;}
  #article-hero .article-hero__meta{gap:10px;}
  #article-hero .meta-item{min-width:160px;}
  #article-hero .meta-item--divider{display:none;}
  #article-hero .article-hero__facts{grid-template-columns:1fr;}
}
@media (prefers-reduced-motion:reduce){
  #article-hero .btn{transition:none;}
}
/* z44cdf:article-content */
#article-content{--radius-sm:8px;--radius-md:12px;--radius-lg:16px;--shadow:0 10px 30px rgba(11,59,90,.10);padding:24px 0;background:var(--z44cdf-bg);}
#article-content .article{max-width:1040px;margin:0 auto;padding:0 16px;}
#article-content .article-header{padding:12px 0 18px 0;}
#article-content .article-meta{display:flex;gap:10px;align-items:center;flex-wrap:wrap;color:var(--z44cdf-slate);font-family:var(--z44cdf-font);font-size:14px;}
#article-content .article-tag{display:inline-flex;align-items:center;border:1px solid var(--z44cdf-border);background:rgba(215,222,230,.35);padding:6px 10px;border-radius:999px;color:var(--z44cdf-primary);font-weight:700;letter-spacing:.2px;}
#article-content .article-meta-dot{opacity:.7;}
#article-content .article-title{margin:12px 0 10px 0;font-family:var(--z44cdf-font-display);color:var(--z44cdf-ink);font-weight:900;font-size:40px;line-height:1.05;letter-spacing:-.6px;text-wrap:balance;}
#article-content .article-lede{margin:0;max-width:780px;color:var(--z44cdf-text);font-size:18px;line-height:1.7;}
#article-content .article-grid{display:grid;grid-template-columns:1fr;gap:18px;align-items:start;}
#article-content .article-main{background:transparent;}
#article-content .h2{margin:22px 0 10px 0;font-size:26px;line-height:1.2;letter-spacing:-.2px;color:var(--z44cdf-ink);font-family:var(--z44cdf-font-display);font-weight:900;text-wrap:balance;}
#article-content .h3{margin:0 0 10px 0;font-size:20px;line-height:1.2;color:var(--z44cdf-ink);font-family:var(--z44cdf-font-display);font-weight:900;}
#article-content p{margin:10px 0;color:var(--z44cdf-text);font-size:16.5px;line-height:1.75;}
#article-content strong{color:var(--z44cdf-ink);}
#article-content .checklist{margin:12px 0 10px 0;padding:0;list-style:none;border-top:1px solid var(--z44cdf-border);}
#article-content .checklist-item{border-bottom:1px solid var(--z44cdf-border);padding:14px 0;display:grid;grid-template-columns:1fr;gap:6px;}
#article-content .checklist-title{font-weight:900;color:var(--z44cdf-ink);font-size:16px;}
#article-content .checklist-body{color:var(--z44cdf-text);font-size:15.5px;}
#article-content .callout{margin:16px 0 6px 0;border:1px solid var(--z44cdf-border);background:var(--z44cdf-surface);border-radius:var(--radius-lg);padding:16px 16px 14px 16px;box-shadow:0 8px 20px rgba(31,138,112,.10);}
#article-content .matrix{margin:12px 0 8px 0;border:1px solid var(--z44cdf-border);border-radius:var(--radius-lg);background:var(--z44cdf-surface);overflow:hidden;}
#article-content .matrix-row{display:grid;grid-template-columns:1.05fr 1fr 1.2fr;}
#article-content .matrix-cell{padding:12px 12px;border-bottom:1px solid var(--z44cdf-border);color:var(--z44cdf-text);font-size:15.5px;line-height:1.4;}
#article-content .matrix-head .matrix-cell{font-weight:900;color:var(--z44cdf-ink);background:rgba(31,138,112,.08);border-bottom:1px solid var(--z44cdf-border);}
#article-content .matrix-row:last-child .matrix-cell{border-bottom:none;}
#article-content .article-aside{display:grid;gap:14px;}
#article-content .aside-card{border:1px solid var(--z44cdf-border);background:var(--z44cdf-surface);border-radius:var(--radius-lg);padding:16px;}
#article-content .aside-title{margin:0 0 10px 0;font-size:18px;line-height:1.2;color:var(--z44cdf-ink);font-family:var(--z44cdf-font-display);font-weight:900;}
#article-content .aside-list{margin:0;padding:0;list-style:none;display:grid;gap:10px;}
#article-content .aside-list li{font-size:15.5px;line-height:1.5;color:var(--z44cdf-text);}
#article-content .aside-bullet{display:inline-flex;align-items:center;justify-content:center;width:22px;height:22px;border-radius:999px;background:rgba(31,138,112,.12);color:var(--z44cdf-secondary);border:1px solid rgba(31,138,112,.25);margin-right:8px;font-weight:900;}
#article-content .aside-links .link-list{margin:0;padding:0;list-style:none;display:grid;gap:10px;}
#article-content .link{display:inline-block;color:var(--z44cdf-primary);text-decoration:underline;text-decoration-color:rgba(11,59,90,.35);text-underline-offset:3px;font-weight:800;}
#article-content .link:focus-visible{outline:3px solid rgba(31,138,112,.35);outline-offset:3px;border-radius:6px;}
#article-content .aside-foot{padding:4px 2px 0 2px;}
#article-content .aside-foot-text{margin:0;color:var(--z44cdf-slate);font-size:14.5px;line-height:1.6;}
#article-content .related{margin-top:22px;padding-top:8px;}
#article-content .related-list{display:grid;grid-template-columns:1fr;gap:12px;}
#article-content .related-item{border:1px solid var(--z44cdf-border);background:var(--z44cdf-surface);border-radius:var(--radius-lg);padding:14px 14px 12px 14px;text-decoration:none;display:block;}
#article-content .related-item:hover{border-color:rgba(31,138,112,.45);}
#article-content .related-title{font-weight:900;color:var(--z44cdf-ink);font-size:16px;margin-bottom:6px;}
#article-content .related-desc{color:var(--z44cdf-text);font-size:15.5px;line-height:1.6;}
#article-content .related-item:focus-visible{outline:3px solid rgba(31,138,112,.35);outline-offset:3px;}
#article-content .faq-style{margin-top:18px;}
#article-content .qa{display:grid;gap:12px;}
#article-content .qa-item{border:1px solid var(--z44cdf-border);background:var(--z44cdf-surface);border-radius:var(--radius-lg);padding:14px 14px 12px 14px;}
#article-content .qa-q{font-weight:900;color:var(--z44cdf-ink);font-size:16px;line-height:1.35;margin-bottom:6px;}
#article-content .qa-a{color:var(--z44cdf-text);font-size:15.5px;line-height:1.65;}
#article-content .article-footer{margin:18px 0 6px 0;padding:16px;border:1px solid var(--z44cdf-border);background:rgba(215,222,230,.18);border-radius:var(--radius-lg);}
#article-content .article-fineprint{color:var(--z44cdf-slate);font-size:14.5px;line-height:1.65;margin:10px 0;}
#article-content ::selection{background:rgba(31,138,112,.25);color:var(--z44cdf-ink);}
#article-content a{color:inherit;}
@media (min-width:860px){
  #article-content{padding:34px 0;}
  #article-content .article-title{font-size:46px;}
  #article-content .article-grid{grid-template-columns:1.45fr .85fr;gap:22px;}
  #article-content .matrix{margin-right:0;}
  #article-content .related-list{grid-template-columns:1fr;}
}
@media (prefers-reduced-motion:reduce){
  #article-content *{scroll-behavior:auto !important;transition:none !important;animation:none !important;}
}

/* z44cdf:related-articles */
#related-articles{--ra-primary:var(--z44cdf-primary);--ra-secondary:var(--z44cdf-secondary);--ra-ink:var(--z44cdf-ink);--ra-text:var(--z44cdf-text);--ra-surface:var(--z44cdf-surface);--ra-bg:var(--z44cdf-bg);--ra-border:var(--z44cdf-border);padding:48px 16px;background:var(--z44cdf-bg);color:var(--z44cdf-text);}/* z44cdf:related-articles */
#related-articles .related-articles__inner{max-width:1100px;margin:0 auto;}
#related-articles .related-articles__header{margin-bottom:22px;}
#related-articles .related-articles__title{font-family:var(--z44cdf-font-display);font-size:34px;line-height:1.12;letter-spacing:-0.02em;margin:0 0 10px 0;font-weight:800;text-wrap:balance;color:var(--z44cdf-ink);} 
#related-articles .related-articles__lede{margin:0;max-width:68ch;font-size:16px;line-height:1.6;color:var(--z44cdf-slate);} 
#related-articles .related-articles__list{display:grid;grid-template-columns:repeat(12,minmax(0,1fr));gap:14px;align-items:stretch;}
#related-articles .related-articles__card{grid-column:span 12;background:var(--z44cdf-surface);border:1px solid var(--ra-border);border-radius:var(--z44cdf-radius, var(--radius-lg));padding:18px 18px 16px 18px;box-shadow:0 10px 24px rgba(11,59,90,0.06);min-height:120px;display:flex;flex-direction:column;gap:8px;}
#related-articles .related-articles__card--alt{border-color:rgba(31,138,112,0.35);}
#related-articles .related-articles__card-title{margin:0;font-family:var(--z44cdf-font-display);font-weight:800;letter-spacing:-0.01em;font-size:18px;line-height:1.25;color:var(--z44cdf-ink);} 
#related-articles .related-articles__card-meta{margin:0;color:var(--z44cdf-slate);font-size:14px;line-height:1.45;}
#related-articles .related-articles__card-link{margin-top:auto;display:inline-flex;align-items:center;gap:10px;color:var(--z44cdf-primary);font-weight:800;text-decoration:none;border-radius:10px;padding:10px 12px;border:1px solid rgba(11,59,90,0.22);background:rgba(255,255,255,0.8);} 
#related-articles .related-articles__card-link:focus-visible{outline:3px solid rgba(31,138,112,0.45);outline-offset:2px;}
#related-articles .related-articles__card-link:hover{background:rgba(31,138,112,0.10);border-color:rgba(31,138,112,0.55);} 
#related-articles .related-articles__card-link:active{transform:translateY(1px);} 
#related-articles ::selection{background:rgba(31,138,112,0.25);color:var(--z44cdf-ink);} 
@media (min-width:700px){
  #related-articles{padding:60px 20px;}
  #related-articles .related-articles__title{font-size:40px;}
  #related-articles .related-articles__card{grid-column:span 6;}
}
@media (min-width:980px){
  #related-articles .related-articles__card{grid-column:span 4;}
  #related-articles .related-articles__card--alt{grid-column:span 5;}
}
@media (prefers-reduced-motion: reduce){
  #related-articles .related-articles__card-link{transition:none;}
}

/* z44cdf:article-hero */
/* z44cdf:article-hero */
#article-hero{--radius-sm:8px;--radius-md:12px;--radius-lg:16px;--container:1100px;box-sizing:border-box;position:relative;padding:56px 18px;background:var(--z44cdf-bg);color:var(--z44cdf-text);}
#article-hero .hero-inner{max-width:var(--container);margin:0 auto;}
#article-hero .hero-kicker{display:flex;align-items:center;gap:10px;margin-bottom:16px;}
#article-hero .kicker-dot{width:10px;height:10px;border-radius:999px;background:var(--z44cdf-secondary);box-shadow:0 0 0 4px rgba(31,138,112,.15);}
#article-hero .kicker-text{font-family:var(--z44cdf-font);font-size:14px;letter-spacing:.02em;color:var(--z44cdf-ink);}
#article-hero .hero-title{font-family:var(--z44cdf-font-display);font-weight:800;letter-spacing:-.02em;line-height:1.08;margin:0 0 18px;font-size:40px;text-wrap:balance;}
#article-hero .hero-meta{display:grid;grid-template-columns:1fr;gap:12px;margin-bottom:22px;}
#article-hero .meta-item{background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--radius-md);padding:14px 14px;}
#article-hero .meta-label{display:block;font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:var(--z44cdf-slate);margin-bottom:6px;}
#article-hero .meta-value{font-size:15.5px;line-height:1.35;color:var(--z44cdf-ink);}
#article-hero .hero-bullets{display:grid;grid-template-columns:1fr;gap:12px;margin:18px 0 26px;}
#article-hero .bullet{background:rgba(255,255,255,.75);border:1px solid rgba(215,222,230,.9);border-radius:var(--radius-lg);padding:16px 16px;}
#article-hero .bullet-title{font-weight:750;color:var(--z44cdf-ink);font-size:16px;margin-bottom:6px;}
#article-hero .bullet-text{color:var(--z44cdf-text);font-size:14.5px;line-height:1.55;}
#article-hero .hero-actions{display:flex;gap:12px;flex-wrap:wrap;}
#article-hero .primary-link,#article-hero .secondary-link{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:10px 16px;border-radius:999px;text-decoration:none;font-weight:750;font-size:14.5px;letter-spacing:.01em;}
#article-hero .primary-link{background:var(--z44cdf-primary);color:var(--z44cdf-surface);border:1px solid var(--z44cdf-primary);}
#article-hero .secondary-link{background:var(--z44cdf-surface);color:var(--z44cdf-ink);border:1px solid var(--z44cdf-border);}
#article-hero .primary-link:focus-visible,#article-hero .secondary-link:focus-visible{outline:3px solid rgba(31,138,112,.35);outline-offset:2px;}
#article-hero .primary-link:hover{filter:brightness(1.03);}
#article-hero .secondary-link:hover{border-color:rgba(31,138,112,.55);}
#article-hero::selection{background:rgba(31,138,112,.25);}
@media (min-width:780px){#article-hero{padding:72px 22px;}#article-hero .hero-title{font-size:52px;}#article-hero .hero-meta{grid-template-columns:repeat(3,1fr);}#article-hero .hero-bullets{grid-template-columns:repeat(3,1fr);}#article-hero .bullet:nth-child(1){grid-column:auto;} }
@media (prefers-reduced-motion:reduce){#article-hero *{scroll-behavior:auto;transition:none !important;animation:none !important;}}

/* z44cdf:article-content */
/* z44cdf:article-content */
#article-content{--r:var(--z44cdf-radius-md,12px);padding:24px 0;background:var(--z44cdf-bg);color:var(--z44cdf-text);}
#article-content .article-wrap{max-width:900px;margin:0 auto;padding:0 20px;}
#article-content .article-lede{padding:18px 0 10px 0;}
#article-content .article-kicker{font-family:var(--z44cdf-font);font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:var(--z44cdf-primary);margin:0 0 10px 0;}
#article-content .article-title{font-family:var(--z44cdf-font-display);font-size:40px;line-height:1.12;letter-spacing:-.02em;margin:0 0 14px 0;color:var(--z44cdf-ink);text-wrap:balance;}
#article-content .article-subtitle{font-family:var(--z44cdf-font);font-size:18px;line-height:1.65;margin:0;color:var(--z44cdf-text);max-width:72ch;}
#article-content .article-body{margin-top:22px;padding:18px 18px 20px 18px;background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--z44cdf-radius-lg,16px);}
#article-content .article-body h3{font-family:var(--z44cdf-font-display);font-size:22px;letter-spacing:-.01em;line-height:1.3;margin:26px 0 10px 0;color:var(--z44cdf-ink);}
#article-content .article-body h3:first-child{margin-top:10px;}
#article-content .article-body p{font-family:var(--z44cdf-font);font-size:16px;line-height:1.8;margin:12px 0;color:var(--z44cdf-text);}
#article-content .article-list{margin:10px 0 12px 18px;padding:0;}
#article-content .article-list li{margin:8px 0;font-family:var(--z44cdf-font);font-size:16px;line-height:1.7;color:var(--z44cdf-text);}
#article-content .article-steps{margin:12px 0 10px 18px;padding:0;counter-reset:step;}
#article-content .article-steps li{margin:10px 0;font-family:var(--z44cdf-font);font-size:16px;line-height:1.7;color:var(--z44cdf-text);}
#article-content .article-steps li strong{color:var(--z44cdf-primary);}
#article-content .article-inline-links{list-style:none;padding:0;margin:12px 0 0 0;}
#article-content .article-inline-links li{margin:10px 0;}
#article-content .article-link{color:var(--z44cdf-secondary);text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:3px;}
#article-content .article-link:focus-visible{outline:3px solid var(--z44cdf-secondary);outline-offset:3px;border-radius:8px;}
#article-content .article-callout{margin:18px 0 0 0;padding:16px 16px;border-radius:var(--z44cdf-radius-md,12px);border:1px solid var(--z44cdf-border);background:linear-gradient(180deg,var(--z44cdf-surface),#ffffff 60%);}
#article-content .callout-title{margin:0 0 8px 0;font-family:var(--z44cdf-font-display);font-size:16px;letter-spacing:-.01em;color:var(--z44cdf-primary);}
#article-content .callout-text{margin:0;font-family:var(--z44cdf-font);font-size:16px;line-height:1.75;color:var(--z44cdf-text);}
#article-content ::selection{background:rgba(31,138,112,.25);}
@media (max-width:720px){#article-content{padding:18px 0;}#article-content .article-wrap{padding:0 14px;}#article-content .article-title{font-size:30px;}#article-content .article-body{padding:14px;}#article-content .article-body h3{font-size:20px;}}
@media (prefers-reduced-motion:reduce){#article-content *{scroll-behavior:auto;transition:none!important;animation:none!important;}}

/* z44cdf:related-articles */
#related-articles{--ra-pad:clamp(18px,3vw,30px);--ra-gap:clamp(12px,2vw,18px);--ra-radius:var(--z44cdf-radius-md,12px);display:block;background:var(--z44cdf-bg);color:var(--z44cdf-text);padding:var(--ra-pad) 0;}
#related-articles .related-articles__inner{width:min(1040px,calc(100% - 32px));margin:0 auto;}
#related-articles .related-articles__header{margin-bottom:var(--ra-gap);}
#related-articles .related-articles__title{margin:0 0 8px 0;font-family:var(--z44cdf-font-display);font-size:clamp(22px,3.2vw,30px);line-height:1.1;letter-spacing:-0.02em;text-wrap:balance;color:var(--z44cdf-ink);}
#related-articles .related-articles__subtitle{margin:0;max-width:70ch;font-family:var(--z44cdf-font);font-size:16px;line-height:1.65;color:color-mix(in srgb,var(--z44cdf-text) 78%, var(--z44cdf-primary) 22%);}
#related-articles .related-articles__list{display:grid;grid-template-columns:1fr;gap:14px;}
#related-articles .related-articles__item{background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--z44cdf-radius-lg,16px);padding:16px 16px 14px 16px;box-shadow:0 10px 24px color-mix(in srgb, var(--z44cdf-primary) 14%, transparent 86%);}
#related-articles .related-articles__item-title{margin:0 0 6px 0;font-family:var(--z44cdf-font-display);font-size:18px;line-height:1.25;color:var(--z44cdf-ink);letter-spacing:-0.01em;}
#related-articles .related-articles__item-desc{margin:0 0 12px 0;font-family:var(--z44cdf-font);font-size:14.5px;line-height:1.6;color:color-mix(in srgb, var(--z44cdf-text) 72%, var(--z44cdf-slate) 28%);}
#related-articles .related-articles__link{display:inline-flex;align-items:center;gap:10px;font-family:var(--z44cdf-font);font-weight:650;font-size:14.5px;text-decoration:none;color:var(--z44cdf-surface);background:var(--z44cdf-primary);border:1px solid var(--z44cdf-primary);padding:10px 12px;border-radius:12px;}
#related-articles .related-articles__link:focus-visible{outline:3px solid color-mix(in srgb, var(--z44cdf-secondary) 55%, white 45%);outline-offset:2px;}
#related-articles .related-articles__link:hover{background:color-mix(in srgb, var(--z44cdf-primary) 85%, var(--z44cdf-secondary) 15%);}
#related-articles ::selection{background:color-mix(in srgb, var(--z44cdf-secondary) 35%, transparent);}
@media (min-width:860px){
  #related-articles .related-articles__list{grid-template-columns:1fr 1fr;gap:16px;}
}
@media (prefers-reduced-motion:reduce){
  #related-articles *{scroll-behavior:auto;transition:none !important;animation:none !important;}
}

/* z44cdf:article-hero */
/* z44cdf:article-hero */
#article-hero.article-hero{padding:clamp(18px,4vw,40px) 18px 22px;background:var(--z44cdf-bg);color:var(--z44cdf-text);}
#article-hero .hero-header{max-width:980px;margin:0 auto;}
#article-hero .hero-kicker{display:inline-block;background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);color:var(--z44cdf-ink);padding:8px 12px;border-radius:999px;font:600 12.5px/1 var(--z44cdf-font);letter-spacing:0.02em;}
#article-hero .hero-title{margin:14px 0 10px;font-family:var(--z44cdf-font-display);font-weight:800;letter-spacing:-0.02em;line-height:1.05;font-size:clamp(28px,4.3vw,52px);text-wrap:balance;}
#article-hero .hero-subtitle{margin:0;max-width:72ch;color:var(--z44cdf-text);font:400 16.5px/1.6 var(--z44cdf-font);}
#article-hero .hero-meta{margin-top:18px;display:flex;flex-wrap:wrap;gap:10px 14px;}
#article-hero .meta-item{background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--z44cdf-radius-md,12px);padding:12px 14px;min-width:210px;}
#article-hero .meta-label{display:block;color:var(--z44cdf-slate);font:600 12px/1.2 var(--z44cdf-font);letter-spacing:0.02em;text-transform:none;}
#article-hero .meta-value{display:block;margin-top:6px;color:var(--z44cdf-ink);font:700 14.5px/1.2 var(--z44cdf-font);}
#article-hero .hero-actions{max-width:980px;margin:18px auto 0;display:flex;flex-wrap:wrap;gap:12px;}
#article-hero a.primary-link,#article-hero a.secondary-link{display:inline-flex;align-items:center;justify-content:center;gap:10px;text-decoration:none;border-radius:var(--z44cdf-radius-md,12px);padding:12px 16px;font-weight:800;font:800 14.5px/1 var(--z44cdf-font);}
#article-hero a.primary-link{background:var(--z44cdf-primary);color:var(--z44cdf-surface);border:1px solid var(--z44cdf-primary);}
#article-hero a.secondary-link{background:var(--z44cdf-surface);color:var(--z44cdf-ink);border:1px solid var(--z44cdf-border);}
#article-hero a.primary-link:focus-visible,#article-hero a.secondary-link:focus-visible{outline:3px solid color-mix(in srgb, var(--z44cdf-secondary) 55%, white);outline-offset:2px;}
#article-hero a.primary-link:hover{background:color-mix(in srgb, var(--z44cdf-primary) 86%, var(--z44cdf-secondary) 14%);} 
#article-hero a.secondary-link:hover{border-color:color-mix(in srgb, var(--z44cdf-border) 55%, var(--z44cdf-secondary) 45%);}
#article-hero .hero-callout{max-width:980px;margin:18px auto 0;background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--z44cdf-radius-lg,16px);padding:18px 16px;}
#article-hero .callout-title{margin:0 0 10px;font:900 16px/1.2 var(--z44cdf-font-display);letter-spacing:-0.01em;}
#article-hero .callout-list{margin:0;padding:0;list-style:none;display:grid;gap:10px;}
#article-hero .callout-list li{display:flex;gap:10px;align-items:flex-start;color:var(--z44cdf-text);font:500 14.5px/1.45 var(--z44cdf-font);}
#article-hero .check{flex:0 0 auto;width:22px;height:22px;border-radius:999px;background:color-mix(in srgb, var(--z44cdf-secondary) 14%, white);border:1px solid color-mix(in srgb, var(--z44cdf-secondary) 35%, var(--z44cdf-border));color:var(--z44cdf-secondary);display:inline-flex;align-items:center;justify-content:center;font:900 13px/1 var(--z44cdf-font-display);}
#article-hero ::selection{background:color-mix(in srgb, var(--z44cdf-secondary) 35%, white);}
@media (min-width: 900px){#article-hero .hero-header{padding-left:6px;}
  #article-hero .hero-actions{justify-content:flex-start;}
  #article-hero .hero-callout{padding:20px 18px;}
  #article-hero .meta-item{min-width:250px;}
}
@media (prefers-reduced-motion: reduce){#article-hero a{transition:none;}}

/* z44cdf:article-content */
/* z44cdf:article-content */
#article-content{--ac:var(--z44cdf-accent);--ink:var(--z44cdf-ink);--slate:var(--z44cdf-slate);--mist:var(--z44cdf-mist);--border:var(--z44cdf-border);--surface:var(--z44cdf-surface);--bg:var(--z44cdf-bg);background:var(--z44cdf-bg);color:var(--z44cdf-text);padding:48px 0 56px;}
#article-content .article-container{max-width:980px;margin:0 auto;padding:0 20px;}
#article-content .article-meta{margin-bottom:18px;}
#article-content .kicker{display:inline-block;background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);color:var(--z44cdf-ink);padding:8px 12px;border-radius:var(--z44cdf-radius-md,12px);font-family:var(--z44cdf-font);font-size:13px;letter-spacing:0.02em;}
#article-content .meta-line{margin:10px 0 0;font-size:14px;line-height:1.5;color:var(--z44cdf-slate);}
#article-content .meta-label{color:var(--z44cdf-ink);font-weight:700;}
#article-content .article-heading{font-family:var(--z44cdf-font);color:var(--z44cdf-ink);font-size:34px;line-height:1.12;margin:26px 0 12px;letter-spacing:-0.02em;text-wrap:balance;}
#article-content .article-lead{font-size:17px;line-height:1.7;margin:0 0 22px;color:var(--z44cdf-text);max-width:72ch;}
#article-content .content-grid{display:grid;grid-template-columns:1.2fr 0.8fr;gap:22px;align-items:start;margin:16px 0 26px;}
#article-content .section-title{font-size:20px;line-height:1.25;margin:18px 0 10px;color:var(--z44cdf-ink);}
#article-content .body-text{font-size:16px;line-height:1.75;margin:0 0 14px;color:var(--z44cdf-text);}
#article-content .checklist{list-style:none;padding:0;margin:14px 0 0;}
#article-content .checklist li{display:flex;gap:12px;align-items:flex-start;padding:10px 0;border-top:1px dashed var(--z44cdf-border);}
#article-content .checklist li:first-child{border-top:1px solid transparent;}
#article-content .check-dot{width:10px;height:10px;border-radius:50%;background:var(--z44cdf-accent);margin-top:6px;flex:0 0 auto;box-shadow:0 0 0 4px color-mix(in srgb, var(--z44cdf-accent) 18%, transparent);}
#article-content .callout{background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--z44cdf-radius-lg,16px);padding:18px 16px;position:relative;}
#article-content .callout::before{content:"";position:absolute;inset:0;border-radius:inherit;box-shadow:0 10px 30px color-mix(in srgb, var(--z44cdf-primary) 16%, transparent);pointer-events:none;}
#article-content .callout-title{margin:0 0 10px;font-size:18px;line-height:1.25;color:var(--z44cdf-ink);}
#article-content .callout-text{margin:0 0 14px;font-size:15px;line-height:1.7;color:var(--z44cdf-text);}
#article-content .callout-divider{height:1px;background:var(--z44cdf-border);margin:10px 0;}
#article-content .callout-sub{margin:0;color:var(--z44cdf-slate);font-size:13.5px;line-height:1.6;}
#article-content .steps{margin:14px 0 26px;display:grid;gap:14px;}
#article-content .step{display:flex;gap:14px;align-items:flex-start;background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--z44cdf-radius-lg,16px);padding:16px 16px;}
#article-content .step-index{width:34px;height:34px;border-radius:999px;background:color-mix(in srgb, var(--z44cdf-accent) 14%, var(--z44cdf-surface));border:1px solid color-mix(in srgb, var(--z44cdf-accent) 28%, var(--z44cdf-border));display:flex;align-items:center;justify-content:center;color:var(--z44cdf-ink);font-weight:800;font-family:var(--z44cdf-font);}
#article-content .step-title{margin:0 0 6px;font-size:17px;color:var(--z44cdf-ink);line-height:1.3;}
#article-content .step-text{margin:0;font-size:15px;line-height:1.7;color:var(--z44cdf-text);}
#article-content .two-up{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:10px 0 18px;}
#article-content .mini-block{background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--z44cdf-radius-lg,16px);padding:16px 16px;}
#article-content .mini-title{margin:0 0 8px;color:var(--z44cdf-ink);font-size:17px;line-height:1.3;}
#article-content .mini-text{margin:0;color:var(--z44cdf-text);font-size:15px;line-height:1.7;}
#article-content .related{margin-top:18px;padding:18px 16px;border:1px solid var(--z44cdf-border);border-radius:var(--z44cdf-radius-lg,16px);background:color-mix(in srgb, var(--z44cdf-secondary) 6%, var(--z44cdf-surface));}
#article-content .related-title{margin:0 0 10px;color:var(--z44cdf-ink);font-size:18px;line-height:1.25;}
#article-content .related-list{margin:0;padding:0;list-style:none;display:grid;gap:10px;}
#article-content .related-link{color:var(--z44cdf-primary);text-decoration:none;border-bottom:1px solid color-mix(in srgb, var(--z44cdf-primary) 22%, transparent);padding-bottom:2px;}
#article-content .related-link:focus-visible{outline:3px solid color-mix(in srgb, var(--z44cdf-accent) 40%, transparent);outline-offset:4px;border-radius:6px;}
#article-content .related-link:hover{border-bottom-color:var(--z44cdf-accent);}
#article-content .closing{margin:18px 0 0;color:var(--z44cdf-slate);font-size:15.5px;line-height:1.75;max-width:78ch;}
#article-content a{color:var(--z44cdf-primary);}
#article-content ::selection{background:color-mix(in srgb, var(--z44cdf-accent) 28%, transparent);}
#article-content :focus{outline:none;}
@media (max-width: 860px){#article-content .content-grid{grid-template-columns:1fr;gap:14px;}#article-content .two-up{grid-template-columns:1fr;}
#article-content .article-heading{font-size:28px;}#article-content .article-lead{font-size:16px;}}
@media (prefers-reduced-motion: reduce){#article-content *{scroll-behavior:auto;}}

/* z44cdf:related-articles */
/* z44cdf:related-articles */
#related-articles.related-articles{padding:48px 18px;background:var(--z44cdf-bg);color:var(--z44cdf-text)}
#related-articles .related-articles__inner{max-width:980px;margin:0 auto}
#related-articles .related-articles__header{margin-bottom:18px}
#related-articles .related-articles__eyebrow{margin:0 0 10px 0;font:700 12px/1.2 var(--z44cdf-font-display);letter-spacing:.12em;text-transform:uppercase;color:var(--z44cdf-secondary)}
#related-articles .related-articles__title{margin:0 0 10px 0;font:700 34px/1.15 var(--z44cdf-font-display);letter-spacing:-.02em;text-wrap:balance;color:var(--z44cdf-ink)}
#related-articles .related-articles__lede{margin:0;font:400 16px/1.7 var(--z44cdf-font);color:var(--z44cdf-text);max-width:72ch}
#related-articles .related-articles__list{list-style:none;margin:18px 0 0 0;padding:0;display:grid;grid-template-columns:1fr;gap:12px}
#related-articles .related-articles__item{background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--z44cdf-radius, var(--z44cdf-radius-md, 12px));padding:16px 16px}
#related-articles .related-articles__link{display:inline-block;font:700 18px/1.35 var(--z44cdf-font-display);color:var(--z44cdf-ink);text-decoration:none}
#related-articles .related-articles__link:focus-visible{outline:3px solid var(--z44cdf-secondary);outline-offset:3px;border-radius:10px}
#related-articles .related-articles__link:hover{text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:3px}
#related-articles .related-articles__meta{margin:6px 0 0 0;font:400 14px/1.6 var(--z44cdf-font);color:var(--z44cdf-slate)}
#related-articles .related-articles__footer{margin-top:18px;display:flex;align-items:center;gap:12px;flex-wrap:wrap}
#related-articles .related-articles__back,#related-articles .related-articles__home{font:700 14px/1.2 var(--z44cdf-font-display);color:var(--z44cdf-primary);text-decoration:none;border:1px solid var(--z44cdf-border);background:var(--z44cdf-surface);padding:10px 12px;border-radius:var(--z44cdf-radius, var(--z44cdf-radius-md, 12px))}
#related-articles .related-articles__back:focus-visible,#related-articles .related-articles__home:focus-visible{outline:3px solid var(--z44cdf-secondary);outline-offset:3px}
#related-articles .related-articles__back:hover,#related-articles .related-articles__home:hover{border-color:var(--z44cdf-secondary)}
#related-articles .related-articles__divider{width:1px;height:18px;background:var(--z44cdf-border)}
#related-articles ::selection{background:rgba(31,138,112,.22)}
@media (min-width:780px){#related-articles{padding:60px 22px}#related-articles .related-articles__list{grid-template-columns:1fr 1fr;gap:14px}#related-articles .related-articles__title{font-size:40px}}
@media (prefers-reduced-motion:reduce){#related-articles *{scroll-behavior:auto;transition:none!important;animation:none!important}}
/* z44cdf:article-hero */
/* z44cdf:article-hero */
#article-hero.article-hero{background:var(--z44cdf-bg);color:var(--z44cdf-text);padding:28px 0 18px;}
#article-hero .article-hero-inner{max-width:980px;margin:0 auto;padding:0 18px;}
#article-hero .article-hero-badge{display:inline-flex;align-items:center;gap:10px;padding:8px 12px;border:1px solid var(--z44cdf-border);border-radius:999px;background:var(--z44cdf-surface);color:var(--z44cdf-ink);font-weight:700;letter-spacing:.02em;font-family:var(--z44cdf-font);font-size:13px;}
#article-hero .article-hero-title{margin:14px 0 14px;font-family:var(--z44cdf-font-display);font-weight:800;letter-spacing:-.02em;line-height:1.12;font-size:clamp(28px,4.2vw,44px);text-wrap:balance;}
#article-hero .article-hero-meta{background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--radius-lg,16px);padding:14px 14px 12px;}
#article-hero .meta-row{display:grid;grid-template-columns:1fr;gap:10px;}
#article-hero .meta-item{margin:0;display:flex;flex-direction:column;gap:4px;}
#article-hero .meta-item dt{font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--z44cdf-slate);font-weight:800;}
#article-hero .meta-item dd{margin:0;font-size:15px;line-height:1.45;color:var(--z44cdf-text);font-weight:600;}
#article-hero .meta-divider{height:1px;background:var(--z44cdf-border);margin:12px 0;}
#article-hero .article-hero-cue{display:block;}
#article-hero .article-hero-cue-text{margin:0;color:var(--z44cdf-text);font-size:16px;line-height:1.55;font-weight:650;}
#article-hero .article-hero-links{margin-top:12px;display:flex;flex-wrap:wrap;align-items:center;gap:10px;}
#article-hero .inline-link{color:var(--z44cdf-primary);text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:3px;font-weight:750;}
#article-hero .inline-link:focus-visible{outline:3px solid color-mix(in srgb, var(--z44cdf-secondary) 45%, white);outline-offset:3px;border-radius:6px;}
#article-hero .inline-link:hover{text-decoration-thickness:3px;}
#article-hero .link-sep{color:var(--z44cdf-slate);font-weight:700;}
#article-hero *::selection{background:color-mix(in srgb, var(--z44cdf-secondary) 28%, white);color:var(--z44cdf-ink);}
@media (min-width:760px){
  #article-hero{padding:38px 0 22px;}
  #article-hero .article-hero-inner{padding:0 22px;}
  #article-hero .article-hero-meta{padding:16px 18px 14px;}
  #article-hero .meta-row{grid-template-columns:1fr 1fr;gap:18px;}
  #article-hero .article-hero-cue-text{font-size:17px;}
}
@media (prefers-reduced-motion:reduce){
  #article-hero .inline-link{transition:none;}
}

/* z44cdf:article-content */
/* z44cdf:article-content */
#article-content{
  --radius-sm: var(--z44cdf-border, #D7DEE6);
  font-family: var(--z44cdf-font);
  color: var(--z44cdf-text);
  background: var(--z44cdf-bg);
}
#article-content .article-content__inner{
  max-width: 1080px;
  margin: 0 auto;
  padding: 44px 18px 56px;
}
#article-content .article-content__intro{margin-bottom: 26px;}
#article-content .article-content__kicker{
  display:inline-block;
  padding: 6px 10px;
  border: 1px solid var(--z44cdf-border);
  background: var(--z44cdf-surface);
  border-radius: var(--z44cdf-radius-sm, 8px);
  font-size: 13px;
  letter-spacing: .02em;
  color: var(--z44cdf-ink);
}
#article-content .article-content__title{
  margin: 14px 0 10px;
  font-size: 36px;
  line-height: 1.12;
  letter-spacing: -0.02em;
  color: var(--z44cdf-ink);
  font-family: var(--z44cdf-font-display);
  text-wrap: balance;
}
#article-content .article-content__lead{
  margin: 0;
  max-width: 70ch;
  font-size: 16px;
  line-height: 1.7;
  color: var(--z44cdf-text);
}
#article-content .article-content__grid{
  display: grid;
  grid-template-columns: 280px 1fr;
  gap: 26px;
  align-items: start;
}
#article-content .article-content__toc{
  position: sticky;
  top: 18px;
  background: var(--z44cdf-surface);
  border: 1px solid var(--z44cdf-border);
  border-radius: var(--z44cdf-radius-md, 12px);
  padding: 18px;
}
#article-content .article-content__toc-title{
  margin: 0 0 12px;
  font-size: 16px;
  color: var(--z44cdf-ink);
  letter-spacing: -0.01em;
}
#article-content .article-content__toc-list{margin: 0; padding-left: 18px;}
#article-content .article-content__toc-list li{margin: 10px 0;}
#article-content .article-content__toc-link{
  color: var(--z44cdf-ink);
  text-decoration: underline;
  text-decoration-thickness: 2px;
  text-underline-offset: 3px;
  outline: none;
}
#article-content .article-content__toc-link:focus-visible{
  box-shadow: 0 0 0 4px rgba(31,138,112,.18);
  border-radius: 8px;
}
#article-content .article-content__note{
  margin-top: 16px;
  padding: 12px 12px;
  border-radius: var(--z44cdf-radius-md, 12px);
  background: color-mix(in srgb, var(--z44cdf-secondary) 10%, var(--z44cdf-surface));
  border: 1px solid color-mix(in srgb, var(--z44cdf-secondary) 25%, var(--z44cdf-border));
}
#article-content .article-content__note-title{margin: 0 0 4px; font-weight: 800; font-size: 14px; color: var(--z44cdf-ink);}
#article-content .article-content__note-text{margin:0; font-size: 14px; line-height:1.6; color: var(--z44cdf-text);}

#article-content .article-content__body{
  background: transparent;
  border-radius: var(--z44cdf-radius-md, 12px);
}
#article-content .article-content__h{
  margin: 18px 0 10px;
  font-family: var(--z44cdf-font-display);
  color: var(--z44cdf-ink);
  letter-spacing: -0.015em;
  font-size: 22px;
  line-height: 1.25;
}
#article-content .article-content__p{margin: 0 0 12px; font-size: 16px; line-height: 1.75; color: var(--z44cdf-text);}
#article-content .article-content__list{margin: 10px 0 14px; padding-left: 18px;}
#article-content .article-content__list li{margin: 8px 0; font-size: 16px; line-height: 1.7; color: var(--z44cdf-text);}
#article-content .article-content__steps{margin: 8px 0 16px; padding-left: 18px;}
#article-content .article-content__steps li{margin: 10px 0; font-size: 16px; line-height: 1.7; color: var(--z44cdf-text);}

#article-content .article-content__callout{
  margin: 22px 0 8px;
  padding: 18px;
  border-radius: var(--z44cdf-radius-lg, 16px);
  background: var(--z44cdf-surface);
  border: 1px solid var(--z44cdf-border);
}
#article-content .article-content__callout-title{margin: 0 0 8px; color: var(--z44cdf-ink); font-size: 18px; letter-spacing: -0.01em;}
#article-content .article-content__callout-text{margin: 0 0 14px; color: var(--z44cdf-text); line-height: 1.7; font-size: 16px;}
#article-content .article-content__callout-actions{display:flex; gap: 12px; flex-wrap: wrap;}
#article-content .article-content__btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  padding: 11px 14px;
  border-radius: 12px;
  background: var(--z44cdf-secondary);
  color: var(--z44cdf-surface);
  text-decoration: none;
  border: 1px solid var(--z44cdf-secondary);
  font-weight: 800;
  letter-spacing: .01em;
}
#article-content .article-content__btn:hover{background: color-mix(in srgb, var(--z44cdf-secondary) 90%, #0a2f45); border-color: color-mix(in srgb, var(--z44cdf-secondary) 90%, #0a2f45);}
#article-content .article-content__btn:focus-visible{box-shadow: 0 0 0 4px rgba(31,138,112,.22); outline: none;}
#article-content .article-content__btn--ghost{
  background: var(--z44cdf-surface);
  color: var(--z44cdf-ink);
  border: 1px solid var(--z44cdf-border);
}
#article-content .article-content__btn--ghost:hover{border-color: color-mix(in srgb, var(--z44cdf-secondary) 40%, var(--z44cdf-border)); background: color-mix(in srgb, var(--z44cdf-secondary) 8%, var(--z44cdf-surface));}

#article-content .article-content__meta{
  margin-top: 18px;
  padding-top: 12px;
  border-top: 1px solid var(--z44cdf-border);
}
#article-content .article-content__meta-line{margin: 8px 0; font-size: 14px; color: var(--z44cdf-text);}
#article-content .article-content__meta-label{font-weight: 900; color: var(--z44cdf-ink); margin-right: 6px;}

#article-content a{color: var(--z44cdf-ink);}
#article-content ::selection{background: color-mix(in srgb, var(--z44cdf-secondary) 24%, var(--z44cdf-bg));}

@media (max-width: 900px){
  #article-content .article-content__grid{grid-template-columns: 1fr;}
  #article-content .article-content__toc{position: relative; top: auto;}
  #article-content .article-content__title{font-size: 30px;}
}
@media (prefers-reduced-motion: reduce){
  #article-content *{scroll-behavior: auto; transition: none !important;}
}

/* z44cdf:related-articles */
#related-articles{--ra-primary:var(--z44cdf-primary);--ra-secondary:var(--z44cdf-secondary);--ra-ink:var(--z44cdf-ink);--ra-surface:var(--z44cdf-surface);--ra-bg:var(--z44cdf-bg);--ra-border:var(--z44cdf-border);--ra-text:var(--z44cdf-text);margin:0;padding:56px 16px;background:var(--z44cdf-bg);color:var(--z44cdf-text);}#related-articles::selection{background:rgba(31,138,112,.22);}#related-articles .related-articles__inner{max-width:1120px;margin:0 auto;}#related-articles .related-articles__header{display:flex;align-items:flex-end;justify-content:space-between;gap:24px;margin-bottom:24px;}#related-articles .related-articles__title{font-family:var(--z44cdf-font-display);font-size:34px;line-height:1.1;letter-spacing:-0.02em;margin:0;color:var(--z44cdf-ink);text-wrap:balance;}#related-articles .related-articles__subtitle{margin:0;max-width:620px;font-family:var(--z44cdf-font);font-size:16px;line-height:1.65;color:var(--z44cdf-text);}#related-articles .related-articles__list{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:14px;}#related-articles .related-articles__card{background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--radius-md);padding:16px 16px 14px;box-shadow:0 10px 24px rgba(11,59,90,.06);}#related-articles .related-articles__card-title{margin:0 0 8px;font-family:var(--z44cdf-font-display);font-size:16.5px;line-height:1.25;color:var(--z44cdf-ink);letter-spacing:-0.01em;}#related-articles .related-articles__card-desc{margin:0 0 12px;font-family:var(--z44cdf-font);font-size:14.5px;line-height:1.6;color:var(--z44cdf-text);}#related-articles .related-articles__link{display:inline-flex;align-items:center;gap:8px;position:relative;font-family:var(--z44cdf-font);font-size:14.5px;line-height:1.4;color:var(--z44cdf-ink);text-decoration:none;padding:8px 10px;border-radius:10px;border:1px solid var(--z44cdf-border);background:#fff;}#related-articles .related-articles__link::after{content:"";width:10px;height:10px;border-right:2px solid var(--z44cdf-secondary);border-top:2px solid var(--z44cdf-secondary);transform:rotate(45deg);margin-left:2px;}#related-articles .related-articles__link:focus-visible{outline:3px solid rgba(31,138,112,.35);outline-offset:2px;}#related-articles .related-articles__link:hover{background:rgba(31,138,112,.06);}#related-articles .related-articles__card:hover{box-shadow:0 14px 32px rgba(31,138,112,.10);}#related-articles [role="listitem"]{list-style:none;}@media (max-width: 980px){#related-articles .related-articles__header{flex-direction:column;align-items:flex-start;}#related-articles .related-articles__list{grid-template-columns:repeat(2,minmax(0,1fr));}#related-articles .related-articles__title{font-size:30px;}}@media (max-width: 520px){#related-articles{padding:44px 14px;}#related-articles .related-articles__list{grid-template-columns:1fr;gap:12px;}#related-articles .related-articles__card{padding:16px;}#related-articles .related-articles__title{font-size:28px;}}@media (prefers-reduced-motion: reduce){#related-articles .related-articles__card,#related-articles .related-articles__link{transition:none;}}
/* z44cdf:article-hero */
/* z44cdf:article-hero */
#article-hero{--radius-sm:var(--z44cdf-radius-sm,8px);--radius-md:var(--z44cdf-radius-md,12px);--radius-lg:var(--z44cdf-radius-lg,16px);padding:40px 18px;background:var(--z44cdf-bg);color:var(--z44cdf-text);}
#article-hero .article-hero__inner{max-width:980px;margin:0 auto;}
#article-hero .article-hero__topline{display:flex;align-items:center;gap:10px;flex-wrap:wrap;margin-bottom:14px;}
#article-hero .article-hero__tag{display:inline-flex;align-items:center;padding:7px 10px;border:1px solid var(--z44cdf-border);border-radius:999px;background:var(--z44cdf-surface);color:var(--z44cdf-ink);font-size:13px;letter-spacing:.2px;}
#article-hero .article-hero__dot{color:var(--z44cdf-slate);font-size:16px;line-height:1;}
#article-hero .article-hero__topic{color:var(--z44cdf-slate);font-size:14px;}
#article-hero .article-hero__title{margin:0 0 14px 0;font-family:var(--z44cdf-font-display);font-weight:700;letter-spacing:-0.02em;text-wrap:balance;font-size:clamp(30px,4vw,46px);line-height:1.06;color:var(--z44cdf-ink);}
#article-hero .article-hero__meta{display:flex;gap:18px;flex-wrap:wrap;margin:18px 0 12px 0;padding:14px 14px;border:1px solid var(--z44cdf-border);border-radius:var(--radius-md);background:color-mix(in srgb,var(--z44cdf-surface) 86%, var(--z44cdf-mist) 14%);}
#article-hero .article-hero__meta-item{min-width:190px;flex:1;}
#article-hero .article-hero__meta-label{display:block;color:var(--z44cdf-slate);font-size:12px;letter-spacing:.2px;margin-bottom:6px;}
#article-hero .article-hero__meta-value{display:block;font-size:14.5px;color:var(--z44cdf-ink);}
#article-hero .article-hero__lead{margin:14px 0 18px 0;font-family:var(--z44cdf-font);font-size:18px;line-height:1.55;color:color-mix(in srgb,var(--z44cdf-text) 92%, var(--z44cdf-ink) 8%);max-width:760px;}
#article-hero .article-hero__cta-row{display:flex;gap:12px;flex-wrap:wrap;align-items:center;margin:18px 0 22px 0;}
#article-hero .button{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:12px 16px;border-radius:var(--radius-md);text-decoration:none;border:1px solid transparent;font-weight:700;font-size:15px;line-height:1;cursor:pointer;user-select:none;}
#article-hero .button:focus-visible{outline:3px solid color-mix(in srgb,var(--z44cdf-secondary) 35%, white 65%);outline-offset:2px;}
#article-hero .button--primary{background:var(--z44cdf-primary);border-color:var(--z44cdf-primary);color:var(--z44cdf-surface);}
#article-hero .button--primary:hover{background:color-mix(in srgb,var(--z44cdf-primary) 85%, var(--z44cdf-secondary) 15%);}
#article-hero .button--ghost{background:var(--z44cdf-surface);border-color:var(--z44cdf-border);color:var(--z44cdf-ink);}
#article-hero .button--ghost:hover{border-color:color-mix(in srgb,var(--z44cdf-secondary) 55%, var(--z44cdf-border) 45%);background:color-mix(in srgb,var(--z44cdf-surface) 88%, var(--z44cdf-mist) 12%);}
#article-hero .article-hero__callout{margin-top:14px;padding:16px;border-radius:var(--radius-lg);border:1px solid var(--z44cdf-border);background:var(--z44cdf-surface);}
#article-hero .article-hero__callout-title{font-weight:800;color:var(--z44cdf-ink);margin-bottom:10px;letter-spacing:.1px;}
#article-hero .article-hero__bullets{margin:0;padding-left:18px;}
#article-hero .article-hero__bullets li{margin:8px 0;color:color-mix(in srgb,var(--z44cdf-text) 86%, var(--z44cdf-ink) 14%);line-height:1.45;font-size:15px;}
#article-hero ::selection{background:color-mix(in srgb,var(--z44cdf-secondary) 30%, white 70%);}
@media (max-width:720px){
  #article-hero{padding:28px 14px;}
  #article-hero .article-hero__meta{padding:12px;}
  #article-hero .article-hero__meta-item{min-width:160px;}
  #article-hero .article-hero__lead{font-size:16.5px;}
}
@media (prefers-reduced-motion:reduce){
  #article-hero .button{transition:none;}
}

/* z44cdf:article-content */
/* z44cdf:article-content */
#article-content.article-content{--pad:clamp(18px,3vw,28px);padding:0 var(--pad) 48px;max-width:1100px;margin:0 auto;font-family:var(--z44cdf-font);color:var(--z44cdf-text)}
#article-content .article-prose{background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--z44cdf-lg);padding:clamp(18px,3vw,28px);box-shadow:0 10px 30px rgba(11,59,90,.06)}
#article-content .article-prose-header{padding-bottom:18px;border-bottom:1px solid var(--z44cdf-border);margin-bottom:18px}
#article-content .article-kicker{margin:0 0 10px;font-size:12.5px;letter-spacing:.12em;text-transform:uppercase;color:var(--z44cdf-secondary);font-weight:700}
#article-content .article-title{margin:0 0 10px;font-family:var(--z44cdf-font-display);font-weight:800;letter-spacing:-.02em;text-wrap:balance;font-size:clamp(24px,3.4vw,40px);line-height:1.08;color:var(--z44cdf-ink)}
#article-content .article-lead{margin:0;font-size:16.5px;line-height:1.7;color:var(--z44cdf-text);max-width:72ch}

#article-content .article-grid{display:grid;grid-template-columns:320px 1fr;gap:22px;align-items:start}
#article-content .article-callout{background:linear-gradient(180deg, rgba(31,138,112,.08), rgba(31,138,112,.03));border:1px solid rgba(31,138,112,.25);border-radius:var(--z44cdf-lg);padding:18px 16px}
#article-content .callout-title{margin:0 0 10px;font-size:15px;letter-spacing:.02em;text-transform:none;color:var(--z44cdf-ink);font-weight:900}
#article-content .callout-list{margin:0;padding-left:18px}
#article-content .callout-list li{margin:10px 0;line-height:1.55;font-size:14.5px;color:var(--z44cdf-text)}
#article-content .article-body h3{margin:22px 0 10px;font-size:18px;letter-spacing:-.01em;font-weight:900;color:var(--z44cdf-ink)}
#article-content .article-body p{margin:10px 0;line-height:1.75;font-size:15.5px;color:var(--z44cdf-text);max-width:78ch}
#article-content .article-body ul,#article-content .article-body ol{margin:10px 0 12px;padding-left:20px;max-width:78ch}
#article-content .article-body li{margin:8px 0;line-height:1.65;font-size:15.5px;color:var(--z44cdf-text)}
#article-content .decision-list{list-style:none;padding-left:0;margin:14px 0 4px}
#article-content .decision-list li{background:rgba(215,222,230,.55);border:1px solid rgba(215,222,230,.9);border-radius:var(--z44cdf-md);padding:12px 12px;margin:10px 0}

#article-content .article-cta-row{margin-top:20px;padding-top:18px;border-top:1px solid var(--z44cdf-border)}
#article-content .article-cta-note{margin:0 0 10px;font-size:14px;color:var(--z44cdf-slate);font-weight:700}
#article-content .article-related-links{display:flex;flex-wrap:wrap;gap:10px}
#article-content .article-link{display:inline-flex;align-items:center;gap:8px;padding:10px 12px;border-radius:999px;border:1px solid var(--z44cdf-border);background:var(--z44cdf-surface);color:var(--z44cdf-ink);text-decoration:none;font-weight:800;font-size:13.5px;line-height:1}
#article-content .article-link:focus-visible{outline:3px solid rgba(31,138,112,.35);outline-offset:2px}
#article-content .article-link:hover{border-color:rgba(31,138,112,.55);background:rgba(31,138,112,.06)}

#article-content .article-bottom{margin-top:18px;padding-top:14px}
#article-content .article-source{margin:0;color:var(--z44cdf-slate);font-size:13.5px;line-height:1.6}
#article-content ::selection{background:rgba(31,138,112,.25);color:var(--z44cdf-ink)}

@media (max-width: 900px){
  #article-content .article-grid{grid-template-columns:1fr}
  #article-content .article-callout{order:0}
}
@media (prefers-reduced-motion: reduce){
  #article-content *{scroll-behavior:auto}
  #article-content .article-link{transition:none}
}

/* z44cdf:related-articles */
#related-articles{--ra-primary:var(--z44cdf-primary);--ra-secondary:var(--z44cdf-secondary);--ra-ink:var(--z44cdf-ink);--ra-slate:var(--z44cdf-slate);--ra-mist:var(--z44cdf-mist);--ra-border:var(--z44cdf-border);--ra-surface:var(--z44cdf-surface);--ra-bg:var(--z44cdf-bg);color:var(--z44cdf-text);background:var(--z44cdf-bg);padding:48px 18px;}
#related-articles .related-articles__container{max-width:1040px;margin:0 auto;}
#related-articles .related-articles__header{margin-bottom:22px;}
#related-articles .related-articles__title{font-family:var(--z44cdf-font-display);font-size:clamp(26px,3.2vw,36px);line-height:1.1;letter-spacing:-0.02em;margin:0 0 10px 0;color:var(--z44cdf-primary);text-wrap:balance;}
#related-articles .related-articles__lede{margin:0;max-width:70ch;font-family:var(--z44cdf-font);font-size:16px;line-height:1.6;color:var(--z44cdf-text);}
#related-articles .related-articles__grid{display:grid;grid-template-columns:repeat(12,1fr);gap:14px;}
#related-articles .related-articles__card{grid-column:span 4;background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--radius-lg);padding:16px 16px 14px;box-shadow:0 1px 0 rgba(31,138,112,.08), 0 10px 30px rgba(11,59,90,.06);position:relative;overflow:hidden;}
#related-articles .related-articles__card::before{content:"";position:absolute;inset:-2px auto auto -2px;width:10px;height:56px;background:var(--z44cdf-secondary);opacity:.95;}
#related-articles .related-articles__card--wide{grid-column:span 12;padding:18px 18px;border-radius:var(--radius-lg);display:flex;align-items:center;}
#related-articles .related-articles__wide-content{display:grid;grid-template-columns:1fr auto;gap:16px;align-items:center;width:100%;}
#related-articles .related-articles__kicker{display:inline-block;font-family:var(--z44cdf-font);font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--z44cdf-secondary);margin-bottom:8px;}
#related-articles .related-articles__card-title{font-family:var(--z44cdf-font-display);font-size:18px;line-height:1.25;margin:0 0 10px 0;color:var(--z44cdf-primary);text-wrap:balance;}
#related-articles .related-articles__card-body{margin:0 0 12px 0;font-family:var(--z44cdf-font);font-size:15px;line-height:1.6;color:var(--z44cdf-text);max-width:60ch;}
#related-articles .related-articles__link{display:inline-flex;align-items:center;gap:8px;color:var(--z44cdf-secondary);text-decoration:none;font-weight:700;font-family:var(--z44cdf-font);font-size:14px;}
#related-articles .related-articles__link::after{content:"→";font-weight:800;}
#related-articles .related-articles__link:focus-visible{outline:3px solid rgba(31,138,112,.35);outline-offset:3px;border-radius:6px;}
#related-articles .related-articles__link:hover{text-decoration:underline;}
#related-articles .related-articles__link--button{background:var(--z44cdf-secondary);color:var(--z44cdf-surface);border:1px solid var(--z44cdf-secondary);padding:10px 12px;border-radius:10px;text-decoration:none;}
#related-articles .related-articles__link--button::after{content:"";}
#related-articles .related-articles__link--button:hover{background:#187a6a;border-color:#187a6a;text-decoration:none;}
#related-articles .related-articles__link--button:focus-visible{outline:3px solid rgba(31,138,112,.35);outline-offset:3px;}
#related-articles *{box-sizing:border-box;}
#related-articles ::selection{background:rgba(31,138,112,.22);}
@media (max-width: 980px){#related-articles{padding:40px 14px;}#related-articles .related-articles__card{grid-column:span 6;}#related-articles .related-articles__wide-content{grid-template-columns:1fr;}}
@media (max-width: 640px){#related-articles .related-articles__card{grid-column:span 12;}#related-articles .related-articles__card--wide{padding:16px;}#related-articles .related-articles__card-body{font-size:14.5px;}#related-articles .related-articles__lede{font-size:15px;}}
@media (prefers-reduced-motion: reduce){#related-articles .related-articles__card{transition:none;}#related-articles .related-articles__link{transition:none;}}
/* z44cdf:article-hero */
/* z44cdf:article-hero */
#article-hero{--hero-pad:clamp(18px,2.6vw,32px);--hero-gap:clamp(14px,2vw,22px);background:var(--z44cdf-bg);color:var(--z44cdf-text);padding:var(--hero-pad) 0 26px;}
#article-hero::selection{background:rgba(31,138,112,.25);}
#article-hero .article-hero__wrap{max-width:980px;margin:0 auto;padding:0 18px;}
#article-hero .article-hero__kicker{display:inline-flex;align-items:center;gap:10px;padding:8px 12px;border:1px solid var(--z44cdf-border);background:var(--z44cdf-surface);border-radius:var(--z44cdf-radius-md,12px);color:var(--z44cdf-primary);font-family:var(--z44cdf-font);letter-spacing:.02em;font-size:14px;}
#article-hero .article-hero__title{margin:16px 0 10px;line-height:1.08;font-family:var(--z44cdf-font-display, var(--z44cdf-font));font-size:clamp(30px,4.1vw,52px);letter-spacing:-0.02em;text-wrap:balance;color:var(--z44cdf-ink);}
#article-hero .article-hero__subtitle{margin:0;max-width:760px;font-size:17px;line-height:1.65;color:var(--z44cdf-text);}
#article-hero .article-hero__meta{margin-top:18px;display:flex;flex-wrap:wrap;gap:12px 14px;}
#article-hero .meta-item{background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--z44cdf-radius-md,12px);padding:12px 14px;min-width:220px;}
#article-hero .meta-label{display:block;font-size:12px;letter-spacing:.06em;text-transform:uppercase;color:var(--z44cdf-slate);margin-bottom:6px;}
#article-hero .meta-value{display:block;font-size:15px;color:var(--z44cdf-ink);font-variant-numeric:tabular-nums;}
#article-hero .article-hero__cta-row{margin-top:18px;display:flex;flex-wrap:wrap;gap:12px;align-items:center;}
#article-hero .btn{appearance:none;display:inline-flex;align-items:center;justify-content:center;gap:10px;border-radius:var(--z44cdf-radius-sm,8px);padding:11px 14px;text-decoration:none;font-family:var(--z44cdf-font);font-size:15px;line-height:1.2;min-height:44px;}
#article-hero .btn--primary{background:var(--z44cdf-primary);color:var(--z44cdf-surface);border:1px solid var(--z44cdf-primary);}
#article-hero .btn--ghost{background:var(--z44cdf-surface);color:var(--z44cdf-primary);border:1px solid var(--z44cdf-border);}
#article-hero .btn:focus-visible{outline:3px solid rgba(31,138,112,.35);outline-offset:2px;}
#article-hero .btn--primary:hover{background:#0a324e;}
#article-hero .btn--ghost:hover{border-color:rgba(31,138,112,.6);color:var(--z44cdf-secondary);}
@media (max-width:720px){
  #article-hero .meta-item{min-width:calc(50% - 7px);}
}
@media (max-width:520px){
  #article-hero .article-hero__wrap{padding:0 14px;}
  #article-hero .meta-item{min-width:100%;}
  #article-hero .article-hero__subtitle{font-size:16px;}
}
@media (prefers-reduced-motion:reduce){
  #article-hero .btn{transition:none;}
}

/* z44cdf:article-content */
/* z44cdf:article-content */
#article-content.article-content{background:var(--z44cdf-bg);color:var(--z44cdf-text);padding:48px 0 56px;}
#article-content .article-content__inner{max-width:920px;margin:0 auto;padding:0 20px;}
#article-content .article-content__lead{font-family:var(--z44cdf-font);font-size:20px;line-height:1.6;margin:0 0 18px;color:var(--z44cdf-text);} 
#article-content .article-content__h2{font-family:var(--z44cdf-font-display);font-size:28px;line-height:1.2;margin:34px 0 14px;letter-spacing:-0.02em;text-wrap:balance;}
#article-content .article-content__h3{font-family:var(--z44cdf-font-display);font-size:20px;line-height:1.3;margin:22px 0 10px;letter-spacing:-0.015em;text-wrap:balance;color:var(--z44cdf-primary);} 
#article-content .article-content__p{margin:0 0 14px;font-size:16.5px;line-height:1.85;}
#article-content .article-content__list{margin:0 0 18px;padding:0 0 0 18px;}
#article-content .article-content__list li{margin:10px 0;line-height:1.7;font-size:16.5px;}
#article-content .article-content__list--ol{padding-left:20px;}
#article-content .article-content__list--ol li{margin:12px 0;}
#article-content .article-content__figure{margin:18px 0 18px;padding:16px 16px;border:1px solid var(--z44cdf-border);border-radius:var(--z44cdf-radius-md,12px);background:var(--z44cdf-surface);} 
#article-content .article-content__figure-badge{display:inline-block;font-weight:700;color:var(--z44cdf-ink);background:color-mix(in srgb, var(--z44cdf-secondary) 12%, var(--z44cdf-surface));border:1px solid color-mix(in srgb, var(--z44cdf-secondary) 25%, var(--z44cdf-border));padding:6px 10px;border-radius:999px;font-size:13px;letter-spacing:0.01em;margin-bottom:10px;}
#article-content .article-content__figure-caption{margin:0;font-size:15.5px;line-height:1.7;color:var(--z44cdf-text);} 
#article-content .article-content__related{margin-top:36px;border-top:1px solid var(--z44cdf-border);padding-top:22px;}
#article-content .article-content__h2--small{font-size:22px;margin-top:0;}
#article-content .article-content__related-list{list-style:none;margin:0;padding:0;}
#article-content .article-content__related-list li{margin:10px 0;}
#article-content .article-content__link{display:inline-block;color:var(--z44cdf-primary);text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:3px;}
#article-content .article-content__link:focus-visible{outline:3px solid color-mix(in srgb, var(--z44cdf-secondary) 55%, white);outline-offset:3px;border-radius:6px;}
#article-content .article-content__link:hover{color:var(--z44cdf-secondary);}
#article-content ::selection{background:color-mix(in srgb, var(--z44cdf-secondary) 25%, white);}
@media (max-width:720px){
  #article-content .article-content__lead{font-size:18px;}
  #article-content .article-content__h2{font-size:24px;}
  #article-content .article-content__h3{font-size:18px;}
  #article-content .article-content__p,#article-content .article-content__list li{font-size:16px;}
}
@media (prefers-reduced-motion:reduce){
  #article-content *{scroll-behavior:auto;}
}

/* z44cdf:related-articles */
/* z44cdf:related-articles */
#related-articles{--ra-accent:var(--z44cdf-secondary);--ra-ink:var(--z44cdf-ink);--ra-text:var(--z44cdf-text);--ra-muted:var(--z44cdf-slate);--ra-border:var(--z44cdf-border);background:var(--z44cdf-bg);padding:56px 18px;}
#related-articles .related-articles__inner{max-width:980px;margin:0 auto;}
#related-articles .related-articles__header{margin-bottom:22px;}
#related-articles .related-articles__title{font-family:var(--z44cdf-font-display);font-size:34px;line-height:1.08;letter-spacing:-0.02em;margin:0 0 10px;color:var(--z44cdf-ink);text-wrap:balance;}
#related-articles .related-articles__subtitle{margin:0;max-width:70ch;color:var(--z44cdf-text);font-size:16px;line-height:1.6;}
#related-articles .related-articles__list{display:grid;grid-template-columns:1fr;gap:14px;}
#related-articles .related-articles__item{background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--z44cdf-radius-md,12px);padding:18px 18px 16px;box-shadow:0 10px 28px rgba(11,59,90,0.06);}
#related-articles .related-articles__meta{display:flex;flex-wrap:wrap;gap:8px;align-items:center;margin-bottom:10px;color:var(--z44cdf-slate);font-size:13px;}
#related-articles .related-articles__kicker{color:var(--z44cdf-ink);font-weight:700;letter-spacing:0.01em;}
#related-articles .related-articles__dot{opacity:0.9;}
#related-articles .related-articles__item-title{margin:0 0 8px;}
#related-articles .related-articles__link{display:inline-block;color:var(--z44cdf-ink);text-decoration:none;font-family:var(--z44cdf-font);font-size:18px;line-height:1.35;font-weight:800;}
#related-articles .related-articles__link:focus-visible{outline:3px solid rgba(31,138,112,0.35);outline-offset:3px;border-radius:8px;}
#related-articles .related-articles__link:hover{text-decoration:underline;text-underline-offset:4px;}
#related-articles .related-articles__item-desc{margin:0;color:var(--z44cdf-text);font-size:15px;line-height:1.65;}
#related-articles .related-articles__footer{margin-top:18px;padding-top:18px;border-top:1px solid var(--z44cdf-border);}
#related-articles .related-articles__note{margin:0;color:var(--z44cdf-text);font-size:14.5px;line-height:1.7;}
#related-articles ::selection{background:rgba(31,138,112,0.22);}
@media (min-width:760px){#related-articles{padding:72px 26px;}#related-articles .related-articles__list{gap:16px;grid-template-columns:1fr;}}
@media (prefers-reduced-motion:reduce){#related-articles .related-articles__item{transition:none;}}

/* z44cdf:article-hero */
/* z44cdf:article-hero */
#article-hero{
  background: var(--z44cdf-bg);
  color: var(--z44cdf-text);
  padding: 56px 0 28px;
}
#article-hero .article-hero__inner{
  width: min(980px, calc(100% - 40px));
  margin: 0 auto;
}
#article-hero .article-hero__kicker{
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 8px 12px;
  border: 1px solid var(--z44cdf-border);
  background: var(--z44cdf-surface);
  border-radius: var(--z44cdf-radius-md, 12px);
  font-family: var(--z44cdf-font);
  font-size: 13px;
  letter-spacing: .01em;
  color: var(--z44cdf-ink);
}
#article-hero .article-hero__title{
  margin: 18px 0 14px;
  font-family: var(--z44cdf-font-display, var(--z44cdf-font));
  font-size: 42px;
  line-height: 1.08;
  letter-spacing: -0.02em;
  font-weight: 750;
  text-wrap: balance;
}
#article-hero .article-hero__meta{
  display: flex;
  flex-wrap: wrap;
  gap: 12px 16px;
  margin: 10px 0 14px;
}
#article-hero .article-hero__meta-item{
  background: rgba(255,255,255,.82);
  border: 1px solid var(--z44cdf-border);
  border-radius: var(--z44cdf-radius-md, 12px);
  padding: 10px 12px;
}
#article-hero .article-hero__meta-label{
  display: block;
  font-size: 12px;
  color: var(--z44cdf-slate);
  margin-bottom: 4px;
}
#article-hero .article-hero__meta-value{
  display: block;
  font-size: 14px;
  color: var(--z44cdf-text);
  font-weight: 650;
}
#article-hero .article-hero__lead{
  margin: 0;
  max-width: 72ch;
  font-size: 17px;
  line-height: 1.7;
  color: var(--z44cdf-text);
}
#article-hero .article-hero__cta-row{
  margin-top: 20px;
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  align-items: center;
}
#article-hero .article-hero__button{
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 12px 16px;
  border-radius: var(--z44cdf-radius-sm, 8px);
  text-decoration: none;
  font-family: var(--z44cdf-font);
  font-weight: 700;
  font-size: 14px;
  border: 1px solid transparent;
  outline: none;
  white-space: nowrap;
}
#article-hero .article-hero__button--primary{
  background: var(--z44cdf-primary);
  color: var(--z44cdf-surface);
  border-color: var(--z44cdf-primary);
}
#article-hero .article-hero__button--ghost{
  background: var(--z44cdf-surface);
  color: var(--z44cdf-ink);
  border-color: var(--z44cdf-border);
}
#article-hero .article-hero__button:focus-visible{
  box-shadow: 0 0 0 3px rgba(31,138,112,.28);
  border-color: var(--z44cdf-secondary);
}
#article-hero .article-hero__trust{
  margin-top: 18px;
  padding: 14px 14px;
  border-radius: var(--z44cdf-radius-md, 12px);
  border: 1px solid var(--z44cdf-border);
  background: var(--z44cdf-surface);
  display: flex;
  gap: 12px;
  align-items: flex-start;
}
#article-hero .article-hero__trust-dot{
  width: 10px;
  height: 10px;
  margin-top: 6px;
  border-radius: 50%;
  background: var(--z44cdf-secondary);
  box-shadow: 0 0 0 6px rgba(31,138,112,.14);
  flex: 0 0 auto;
}
#article-hero .article-hero__trust-text{
  font-size: 14px;
  line-height: 1.6;
  color: var(--z44cdf-text);
}
::selection{ background: rgba(31,138,112,.22); }
@media (max-width: 720px){
  #article-hero{ padding: 40px 0 18px; }
  #article-hero .article-hero__inner{ width: calc(100% - 28px); }
  #article-hero .article-hero__title{ font-size: 32px; }
  #article-hero .article-hero__lead{ font-size: 16px; }
}
@media (prefers-reduced-motion: reduce){
  #article-hero *{ scroll-behavior: auto; }
}

/* z44cdf:article-content */
/* z44cdf:article-content */
#article-content{--section-bg:var(--z44cdf-bg);--section-surface:var(--z44cdf-surface);--section-ink:var(--z44cdf-ink);--section-muted:var(--z44cdf-slate);background:var(--section-bg);color:var(--section-ink);padding:56px 18px 40px;}
#article-content .article-body__inner{max-width:980px;margin:0 auto;}
#article-content .article-body__header{padding:4px 0 18px;}
#article-content .article-body__kicker{font-family:var(--z44cdf-font);font-size:12.5px;letter-spacing:.12em;text-transform:uppercase;color:var(--z44cdf-secondary);margin:0 0 10px;}
#article-content .article-body__title{font-family:var(--z44cdf-font-display);font-size:40px;line-height:1.08;margin:0 0 14px;letter-spacing:-0.02em;text-wrap:balance;}
#article-content .article-body__lede{font-family:var(--z44cdf-font);font-size:18px;line-height:1.7;margin:0;max-width:72ch;color:var(--z44cdf-text);}
#article-content .article-body__meta{border-top:1px solid var(--z44cdf-border);border-bottom:1px solid var(--z44cdf-border);background:rgba(255,255,255,.55);padding:16px 0;margin:22px 0 26px;}
#article-content .meta-list{display:flex;flex-wrap:wrap;gap:18px;margin:0;}
#article-content .meta-item{margin:0;display:flex;gap:10px;align-items:baseline;}
#article-content .meta-label{font-family:var(--z44cdf-font);font-size:13px;color:var(--z44cdf-slate);min-width:86px;}
#article-content .meta-value{font-family:var(--z44cdf-font);font-size:14.5px;font-weight:700;color:var(--z44cdf-ink);}
#article-content .prose{font-family:var(--z44cdf-font);}
#article-content .prose h3{font-family:var(--z44cdf-font-display);font-size:24px;line-height:1.25;margin:26px 0 12px;letter-spacing:-0.01em;}
#article-content .prose p{font-size:16.5px;line-height:1.8;margin:0 0 14px;color:var(--z44cdf-text);}
#article-content .prose strong{color:var(--z44cdf-ink);}
#article-content .list{margin:0 0 16px 22px;padding:0;}
#article-content .list li{margin:8px 0;font-size:16.5px;line-height:1.65;color:var(--z44cdf-text);}
#article-content .list--numbered{list-style:decimal-leading-zero;}
#article-content .callout{margin:18px 0 6px;padding:16px 16px;border:1px solid var(--z44cdf-border);border-left:6px solid var(--z44cdf-secondary);background:var(--z44cdf-surface);border-radius:var(--z44cdf-radius-md,12px);}
#article-content .callout__title{margin:0 0 8px;font-size:16px;font-weight:800;color:var(--z44cdf-ink);}
#article-content .callout__text{margin:0;font-size:16px;line-height:1.7;color:var(--z44cdf-text);}
#article-content .article-body__toc{margin-top:26px;padding-top:18px;border-top:1px solid var(--z44cdf-border);}
#article-content .toc__title{font-family:var(--z44cdf-font-display);font-size:20px;margin:0 0 10px;}
#article-content .toc-list{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px;}
#article-content .toc-link{display:inline-flex;align-items:center;gap:10px;color:var(--z44cdf-ink);text-decoration:none;border:1px solid var(--z44cdf-border);background:var(--z44cdf-surface);padding:12px 14px;border-radius:var(--z44cdf-radius-md,12px);font-weight:700;}
#article-content .toc-link:hover{border-color:rgba(31,138,112,.55);}
#article-content .toc-link:focus-visible{outline:3px solid rgba(31,138,112,.35);outline-offset:2px;}
#article-content ::selection{background:rgba(31,138,112,.22);}
@media (max-width:720px){#article-content{padding:36px 14px 30px;}#article-content .article-body__title{font-size:30px;}#article-content .prose h3{font-size:20px;}#article-content .article-body__lede{font-size:16.5px;}#article-content .article-body__meta{padding:14px 0;margin:18px 0 22px;}}
@media (prefers-reduced-motion:reduce){#article-content *{scroll-behavior:auto;transition:none !important;animation:none !important;}}

/* z44cdf:related-articles */
/* z44cdf:related-articles */
#related-articles{--ra-gap:16px;--ra-radius:var(--z44cdf-radius-md,12px);background:var(--z44cdf-bg);color:var(--z44cdf-text);padding:42px 18px 34px;}
#related-articles .related-articles__inner{max-width:980px;margin:0 auto;}
#related-articles .related-articles__header{margin:0 0 18px;}
#related-articles .related-articles__title{font-family:var(--z44cdf-font-display);font-weight:800;letter-spacing:-0.02em;margin:0 0 6px;font-size:clamp(22px,2.5vw,30px);text-wrap:balance;color:var(--z44cdf-ink);}
#related-articles .related-articles__subtitle{margin:0;max-width:62ch;line-height:1.6;color:var(--z44cdf-text);font-size:15px;}
#related-articles .related-articles__grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:var(--ra-gap);align-items:start;margin:18px 0 18px;}
#related-articles .related-articles__item{background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--z44cdf-radius-md,12px);padding:16px 16px 14px;box-shadow:0 10px 30px rgba(11,59,90,0.08);}
#related-articles .related-articles__item-title{margin:0 0 8px;font-size:16px;line-height:1.25;}
#related-articles .related-articles__link{display:inline-block;color:var(--z44cdf-primary);text-decoration:none;border-bottom:1px solid rgba(31,138,112,0.35);padding-bottom:2px;font-weight:800;}
#related-articles .related-articles__link:focus-visible{outline:3px solid rgba(31,138,112,0.35);outline-offset:3px;border-radius:6px;}
#related-articles .related-articles__link:hover{border-bottom-color:rgba(31,138,112,0.8);}
#related-articles .related-articles__item-meta{margin:0;color:var(--z44cdf-text);font-size:14px;line-height:1.55;}
#related-articles .related-articles__footer{display:flex;align-items:center;gap:10px;flex-wrap:wrap;margin-top:10px;}
#related-articles .related-articles__all-link{color:var(--z44cdf-primary);text-decoration:none;font-weight:800;border-bottom:1px solid rgba(11,59,90,0.25);padding-bottom:2px;}
#related-articles .related-articles__all-link:focus-visible{outline:3px solid rgba(31,138,112,0.35);outline-offset:3px;border-radius:6px;}
#related-articles .related-articles__divider{color:var(--z44cdf-slate);font-weight:700;}
#related-articles::selection{background:rgba(31,138,112,0.22);}
@media (max-width:860px){#related-articles{padding:36px 14px 28px;}#related-articles .related-articles__grid{grid-template-columns:1fr;}}
@media (prefers-reduced-motion:reduce){#related-articles .related-articles__item{box-shadow:none;}}

/* z44cdf:article-hero */
/* z44cdf:article-hero */
#article-hero{--hero-max:1120px;--pad:24px;--pad-lg:40px;position:relative;background:var(--z44cdf-bg);color:var(--z44cdf-text);padding:24px 0 10px;}
#article-hero::before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(31,138,112,.08),transparent 56%);pointer-events:none;}
.article-hero__inner{position:relative;max-width:var(--hero-max);margin:0 auto;padding:0 16px;}
.article-hero__header{padding:18px 0 10px;}
.article-hero__kicker{display:inline-flex;align-items:center;gap:10px;background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:999px;padding:10px 14px;box-shadow:0 10px 30px rgba(11,59,90,.06);}
.article-hero__dot{width:10px;height:10px;border-radius:999px;background:var(--z44cdf-secondary);box-shadow:0 0 0 6px rgba(31,138,112,.10);}
.article-hero__kicker-text{font-family:var(--z44cdf-font);font-size:13px;line-height:1.2;color:var(--z44cdf-ink);}
.article-hero__title{margin:14px 0 10px;font-family:var(--z44cdf-font-display);font-weight:800;font-size:34px;line-height:1.12;letter-spacing:-.02em;text-wrap:balance;}
.article-hero__subtitle{margin:0;max-width:70ch;font-family:var(--z44cdf-font);font-size:16px;line-height:1.7;color:var(--z44cdf-text);}
.article-hero__meta{display:grid;grid-template-columns:1fr;gap:12px;margin-top:18px;margin-bottom:10px;}
.meta-block{background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--z44cdf-radius-md,12px);padding:14px 14px;}
.meta-block__label{font-size:12px;line-height:1.3;color:var(--z44cdf-slate);margin-bottom:6px;letter-spacing:.02em;}
.meta-block__value{font-size:14px;line-height:1.5;color:var(--z44cdf-text);}
.meta-block__value--mono{font-family:ui-monospace,SFMono-Regular,Menlo,Monaco,Consolas,"Liberation Mono","Courier New",monospace;font-variant-numeric:tabular-nums;}
.article-hero__jump{display:flex;gap:12px;align-items:center;flex-wrap:wrap;padding:8px 0 16px;}
.primary-link,.ghost-link{display:inline-flex;align-items:center;justify-content:center;height:42px;padding:0 16px;border-radius:12px;text-decoration:none;font-weight:700;letter-spacing:.01em;outline:none;}
.primary-link{background:var(--z44cdf-primary);color:var(--z44cdf-surface);border:1px solid rgba(11,59,90,.25);}
.primary-link:hover{filter:brightness(1.04);}
.primary-link:active{transform:translateY(1px);}
.ghost-link{background:var(--z44cdf-surface);color:var(--z44cdf-ink);border:1px solid var(--z44cdf-border);}
.ghost-link:hover{background:rgba(215,222,230,.35);}
.ghost-link:active{transform:translateY(1px);}
.primary-link:focus-visible,.ghost-link:focus-visible{box-shadow:0 0 0 4px rgba(31,138,112,.22);}
::selection{background:rgba(31,138,112,.22);}
@media (min-width: 820px){#article-hero{padding-top:34px;}
.article-hero__inner{padding:0 24px;}
.article-hero__title{font-size:46px;}
.article-hero__meta{grid-template-columns:1fr 1fr 1fr;gap:14px;}
.meta-block{padding:16px 16px;}}
@media (prefers-reduced-motion: reduce){.primary-link,.ghost-link{transition:none!important;}}

/* z44cdf:article-content */
/* z44cdf:article-content */
#article-content.article-content{--gap-1:8px;--gap-2:12px;--gap-3:16px;--gap-4:24px;--max:920px;background:var(--z44cdf-bg);padding:28px 16px;}
#article-content.article-content .prose{max-width:var(--max);margin:0 auto;background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--z44cdf-radius-md,12px);padding:22px 18px;box-shadow:0 1px 0 rgba(11,59,90,.06);}
#article-content.article-content .article-intro{padding-bottom:16px;border-bottom:1px solid rgba(215,222,230,.9);margin-bottom:18px;}
#article-content.article-content .kicker{margin:0 0 10px 0;font:600 13px/1.2 var(--z44cdf-font);letter-spacing:.04em;text-transform:uppercase;color:var(--z44cdf-ink);opacity:.9;}
#article-content.article-content .title{margin:0 0 12px 0;font:800 28px/1.15 var(--z44cdf-font-display);letter-spacing:-.02em;color:var(--z44cdf-ink);text-wrap:balance;}
#article-content.article-content .lead{margin:0;font:400 16px/1.65 var(--z44cdf-font);color:var(--z44cdf-text);opacity:.98;max-width:72ch;}
#article-content.article-content .section{margin:18px 0;}
#article-content.article-content .h3{margin:0 0 12px 0;font:800 20px/1.25 var(--z44cdf-font-display);letter-spacing:-.01em;color:var(--z44cdf-ink);}
#article-content.article-content .h4{margin:0 0 8px 0;font:700 16px/1.3 var(--z44cdf-font-display);color:var(--z44cdf-ink);}
#article-content.article-content .p{margin:0 0 10px 0;font:400 15.5px/1.7 var(--z44cdf-font);color:var(--z44cdf-text);}
#article-content.article-content .two-col{display:grid;grid-template-columns:1fr;gap:14px;}
#article-content.article-content .cause-block{border:1px solid rgba(215,222,230,.95);border-radius:var(--z44cdf-radius-sm,8px);padding:14px 14px 12px 14px;background:linear-gradient(180deg, rgba(31,138,112,.06), rgba(31,138,112,0) 52%);}
#article-content.article-content .list{margin:8px 0 0 18px;padding:0;}
#article-content.article-content .list li{margin:6px 0;font:400 14.5px/1.6 var(--z44cdf-font);color:var(--z44cdf-text);}
#article-content.article-content .anchor-block{margin:18px 0 10px 0;}
#article-content.article-content .steps{margin:0;padding:0;list-style:none;display:flex;flex-direction:column;gap:12px;}
#article-content.article-content .steps li{border:1px solid rgba(215,222,230,.95);border-radius:var(--z44cdf-radius-md,12px);background:var(--z44cdf-surface);padding:14px;}
#article-content.article-content .step-title{font:800 15px/1.25 var(--z44cdf-font-display);color:var(--z44cdf-ink);margin:0 0 6px 0;}
#article-content.article-content .step-body{margin:0;font:400 14.5px/1.7 var(--z44cdf-font);color:var(--z44cdf-text);}
#article-content.article-content .chain{display:grid;grid-template-columns:1fr;gap:12px;margin-top:10px;}
#article-content.article-content .chain-step{border-radius:var(--z44cdf-radius-md,12px);border:1px solid rgba(215,222,230,.95);background:rgba(31,138,112,.04);padding:14px;}
#article-content.article-content .chain-head{font:800 14px/1.25 var(--z44cdf-font-display);color:var(--z44cdf-ink);margin:0 0 6px 0;}
#article-content.article-content .chain-body{margin:0;font:400 14.5px/1.7 var(--z44cdf-font);color:var(--z44cdf-text);}
#article-content.article-content .checklist{display:grid;grid-template-columns:1fr;gap:14px;}
#article-content.article-content .check-col{border:1px solid rgba(215,222,230,.95);border-radius:var(--z44cdf-radius-md,12px);padding:14px;background:var(--z44cdf-surface);}
#article-content.article-content .callout{margin:18px 0;padding:18px 14px;border:1px solid rgba(31,138,112,.35);border-radius:var(--z44cdf-radius-lg,16px);background:rgba(31,138,112,.06);}
#article-content.article-content .callout-title{margin:0 0 8px 0;font:900 18px/1.3 var(--z44cdf-font-display);color:var(--z44cdf-ink);letter-spacing:-.01em;text-wrap:balance;}
#article-content.article-content .callout-body{margin:0;font:400 15px/1.7 var(--z44cdf-font);color:var(--z44cdf-text);}
#article-content.article-content .internal-links{margin:18px 0 6px 0;}
#article-content.article-content .link-list{margin:0;padding:0;list-style:none;display:flex;flex-direction:column;gap:10px;}
#article-content.article-content .link{display:inline-block;color:var(--z44cdf-ink);text-decoration:none;border-bottom:1px solid rgba(31,138,112,.35);padding-bottom:2px;}
#article-content.article-content .link:focus-visible{outline:3px solid rgba(31,138,112,.35);outline-offset:3px;border-bottom-color:rgba(31,138,112,.7);}
#article-content.article-content .link:hover{border-bottom-color:rgba(31,138,112,.85);}
#article-content.article-content ::selection{background:rgba(31,138,112,.25);}
@media (min-width:720px){
  #article-content.article-content{padding:34px 22px;}
  #article-content.article-content .prose{padding:26px 24px;}
  #article-content.article-content .title{font-size:34px;}
  #article-content.article-content .two-col{grid-template-columns:1fr 1fr;gap:16px;}
  #article-content.article-content .chain{grid-template-columns:1fr 1fr 1fr;}
  #article-content.article-content .checklist{grid-template-columns:1fr 1fr;}
}
@media (prefers-reduced-motion:reduce){
  #article-content.article-content .link{transition:none;}
}

/* z44cdf:related-articles */
/* z44cdf:related-articles */
#related-articles{background:var(--z44cdf-bg);color:var(--z44cdf-text);padding:48px 18px;}
#related-articles .related-articles__container{max-width:980px;margin:0 auto;}
#related-articles .related-articles__header{display:flex;gap:16px;align-items:flex-end;justify-content:space-between;margin-bottom:22px;}
#related-articles .related-articles__title{margin:0;font-family:var(--z44cdf-font-display);letter-spacing:-0.02em;font-weight:800;font-size:clamp(24px,3vw,34px);line-height:1.12;text-wrap:balance;}
#related-articles .related-articles__lede{margin:0;max-width:58ch;color:var(--z44cdf-text);font-size:16px;line-height:1.6;}
#related-articles .related-articles__grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;}
#related-articles .related-article{background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--z44cdf-radius-md,12px);padding:18px 18px 16px;box-shadow:0 10px 24px rgba(11,59,90,0.06);}
#related-articles .related-article--wide{grid-column:1 / -1;}
#related-articles .related-article__title{margin:0 0 6px 0;font-size:18px;line-height:1.3;font-family:var(--z44cdf-font-display);letter-spacing:-0.01em;color:var(--z44cdf-ink);}
#related-articles .related-article__title--wide{font-size:20px;}
#related-articles .related-article__meta{margin:0 0 12px 0;color:var(--z44cdf-slate);font-size:14px;line-height:1.5;}
#related-articles .related-article__link{display:inline-flex;align-items:center;gap:10px;color:var(--z44cdf-ink);text-decoration:none;font-weight:700;font-size:14px;border:1px solid var(--z44cdf-border);background:var(--z44cdf-surface);padding:10px 12px;border-radius:var(--z44cdf-radius-sm,8px);}
#related-articles .related-article__link::after{content:"→";font-weight:900;}
#related-articles .related-article__link:hover{border-color:rgba(31,138,112,0.45);box-shadow:0 12px 26px rgba(31,138,112,0.10);} 
#related-articles .related-article__link:focus-visible{outline:3px solid rgba(31,138,112,0.45);outline-offset:2px;}
#related-articles .related-articles__footer{margin-top:18px;display:flex;align-items:flex-start;justify-content:space-between;gap:14px;padding:16px 18px;border:1px solid var(--z44cdf-border);border-radius:var(--z44cdf-lg,16px);background:rgba(255,255,255,0.75);} 
#related-articles .related-articles__note{margin:0;max-width:62ch;color:var(--z44cdf-text);font-size:14px;line-height:1.65;}
#related-articles .related-articles__backlink{white-space:nowrap;display:inline-flex;align-items:center;gap:10px;color:var(--z44cdf-surface);background:var(--z44cdf-secondary);border:1px solid rgba(31,138,112,0.35);text-decoration:none;font-weight:800;font-size:14px;padding:10px 14px;border-radius:var(--z44cdf-radius-sm,8px);}
#related-articles .related-articles__backlink:focus-visible{outline:3px solid rgba(31,138,112,0.45);outline-offset:2px;}
#related-articles .related-articles__backlink:hover{filter:brightness(1.02);} 
#related-articles ::selection{background:rgba(31,138,112,0.22);}
@media (max-width:820px){
  #related-articles{padding:40px 14px;}
  #related-articles .related-articles__header{flex-direction:column;align-items:flex-start;}
  #related-articles .related-articles__grid{grid-template-columns:1fr;}
  #related-articles .related-article--wide{grid-column:auto;}
  #related-articles .related-articles__footer{flex-direction:column;}
}
@media (prefers-reduced-motion:reduce){
  #related-articles *{scroll-behavior:auto;transition:none;animation:none;}
}

/* Design-system variables */
.policy-page{font-family:var(--z44cdf-font);background:var(--z44cdf-bg);color:var(--z44cdf-text);min-height:100vh;padding:24px 16px;}
.policy-hero{max-width:980px;margin:0 auto 18px auto;background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--radius-lg);padding:20px 18px;}
.policy-title{margin:0 0 10px 0;font-size:28px;line-height:1.2;color:var(--z44cdf-ink);letter-spacing:0.2px;}
.policy-lead{margin:0;font-size:15px;line-height:1.6;color:var(--z44cdf-text);} 
.policy-content{max-width:980px;margin:0 auto 14px auto;background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--radius-lg);padding:18px;}
.policy-h{margin:0 0 10px 0;font-size:18px;line-height:1.3;color:var(--z44cdf-ink);} 
.policy-subh{margin:14px 0 8px 0;font-size:16px;line-height:1.3;color:var(--z44cdf-ink);} 
.policy-p{margin:0 0 10px 0;font-size:14.5px;line-height:1.7;color:var(--z44cdf-text);} 
.policy-strong{font-weight:700;}
.policy-list{margin:0;padding-left:18px;}
.policy-li{margin:6px 0;font-size:14.5px;line-height:1.7;color:var(--z44cdf-text);} 
.policy-link{color:var(--z44cdf-secondary);text-decoration:underline;text-underline-offset:3px;}
.policy-link:hover{color:var(--z44cdf-accent);} 
.policy-footer{max-width:980px;margin:0 auto 8px auto;background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--radius-lg);padding:18px;}
.policy-note{color:var(--z44cdf-slate);font-size:13.5px;}
@media (min-width: 720px){.policy-hero,.policy-content,.policy-footer{padding:22px 22px;}.policy-page{padding:34px 18px;}.policy-title{font-size:32px;}}

.policy-page{background:var(--z44cdf-bg);color:var(--z44cdf-text);font-family:var(--z44cdf-font);line-height:1.55;}
.policy-wrapper{max-width:920px;margin:0 auto;padding:24px 16px 40px;}
.policy-header{background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--z44cdf-lg);padding:22px 18px;margin-bottom:18px;}
.policy-title{margin:0 0 6px;font-family:var(--z44cdf-font-display);font-size:28px;letter-spacing:0.2px;color:var(--z44cdf-ink);} 
.policy-subtitle{margin:0;color:var(--z44cdf-slate);font-size:14px;}
.policy-section{background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--z44cdf-lg);padding:18px;margin:0 0 14px;}
.policy-h2{margin:0 0 10px;font-size:18px;color:var(--z44cdf-ink);font-family:var(--z44cdf-font-display);} 
.policy-p{margin:0 0 10px;}
.policy-p strong{color:var(--z44cdf-ink);} 
.policy-link{color:var(--z44cdf-secondary);text-decoration:underline;text-underline-offset:2px;}
.policy-legal-note{margin:10px 0 0;padding:10px 12px;border-left:4px solid var(--z44cdf-accent);background:rgba(31,138,112,0.06);color:var(--z44cdf-ink);border-radius:var(--radius-md,12px);}
.policy-footer{margin-top:14px;display:block;background:var(--z44cdf-surface);border:1px solid var(--z44cdf-border);border-radius:var(--z44cdf-lg);padding:18px;}
.policy-footer-block{margin-bottom:14px;}
.policy-footer-title{margin:0 0 6px;font-weight:700;color:var(--z44cdf-ink);} 
@media (min-width:820px){.policy-footer{display:grid;grid-template-columns:1fr 1.2fr;gap:16px;}.policy-footer-block{margin-bottom:0;}}

/* Design-system based CSS (no utility frameworks) */
:root{
  --z44cdf-primary: #0B3B5A;
  --z44cdf-secondary: #1F8A70;
  --z44cdf-accent: #1F8A70;
  --z44cdf-ink: #0B3B5A;
  --z44cdf-slate: #475569;
  --z44cdf-mist: #D7DEE6;
  --z44cdf-border: #D7DEE6;
  --z44cdf-surface: #FFFFFF;
  --z44cdf-bg: #F6F7F8;
  --z44cdf-text: #0F172A;
  --z44cdf-font: 'Iowan Old Style', Palatino, Georgia, 'Times New Roman', serif;
  --radius-sm: 8px;
  --radius-md: 12px;
  --radius-lg: 16px;
}

.policy-page{
  background: var(--z44cdf-bg);
  color: var(--z44cdf-text);
  font-family: var(--z44cdf-font);
  line-height: 1.5;
  padding: 18px 14px 32px;
}
.policy-wrap{
  max-width: 980px;
  margin: 0 auto;
}
.policy-header{
  background: var(--z44cdf-surface);
  border: 1px solid var(--z44cdf-border);
  border-radius: var(--radius-lg);
  padding: 18px 18px 16px;
  box-shadow: 0 1px 0 rgba(11,59,90,0.04);
}
.policy-badge{
  display: inline-block;
  background: rgba(31,138,112,0.10);
  color: var(--z44cdf-secondary);
  border: 1px solid rgba(31,138,112,0.25);
  padding: 6px 10px;
  border-radius: var(--radius-sm);
  font-weight: 700;
  letter-spacing: 0.2px;
  margin-bottom: 10px;
}
.policy-title{
  margin: 0 0 6px;
  font-size: 30px;
  line-height: 1.2;
  color: var(--z44cdf-ink);
}
.policy-lead{
  margin: 0;
  color: var(--z44cdf-slate);
  font-size: 16px;
}

.policy-card{
  margin-top: 14px;
  background: var(--z44cdf-surface);
  border: 1px solid var(--z44cdf-border);
  border-radius: var(--radius-lg);
  padding: 16px 18px;
}
.policy-card-title{
  margin: 0 0 10px;
  font-size: 18px;
  color: var(--z44cdf-ink);
}
.policy-list{
  margin: 0;
  padding-left: 18px;
}
.policy-list-item{
  margin: 8px 0;
  color: var(--z44cdf-text);
}
.policy-meta{
  border-color: rgba(215,222,230,0.95);
}
.policy-paragraph{
  margin: 10px 0;
  color: var(--z44cdf-slate);
  font-size: 15px;
}
.policy-footnote{
  margin-top: 12px;
  font-size: 13px;
}
.policy-cite{
  color: var(--z44cdf-ink);
  font-weight: 700;
}
.policy-muted{ color: var(--z44cdf-slate); }
.policy-link{
  color: var(--z44cdf-primary);
  text-decoration: underline;
  text-decoration-color: rgba(11,59,90,0.35);
}
.policy-link:focus{
  outline: 3px solid rgba(31,138,112,0.35);
  outline-offset: 2px;
  border-radius: 6px;
}

.policy-footer{
  margin-top: 14px;
  background: var(--z44cdf-surface);
  border: 1px solid var(--z44cdf-border);
  border-radius: var(--radius-lg);
  padding: 16px 18px;
}
.policy-footer-grid{
  display: block;
}
.policy-footer-col{
  margin-top: 10px;
}
.policy-footer-title{
  margin: 0 0 8px;
  font-size: 16px;
  color: var(--z44cdf-ink);
}
.policy-small{
  font-size: 14px;
}

@media (min-width: 760px){
  .policy-footer-grid{ display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
  .policy-footer-col{ margin-top: 0; }
}